Stephenson County property record for 2186 Cross St, Freeport, IL 61032
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,878 sqft · built 1996 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,972 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-13-13-351-019 |
| Primary APN | 08-13-13-351-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,878 sqft Base Area |
| 1st Floor Area | 2,878 sqft |
| Basement Area | 1,439 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 46,609 sqft (1.07 acres) |
| Lot Dimensions | 1,980 ft deep x 2,363 ft wide |
| Garage Type | Attached |
| Parking Spaces | 10 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 2186 CROSS ST |
|---|---|
| City | FREEPORT |
| State | IL |
| Zip | 61032-8546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 6 SUNSET ACRES PLAT 1 & PT SW SW SEC 13-27-7 |
| Legal Range | 07 |
| Legal Township | 27 |
| Legal Section | 13 |
| Legal Lot Number | 6 |
| Jurisdiction | STEPHENSON IL |
| Township / Civil Division | HARLEM |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 500 |
Source: Stephenson County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2186 CROSS ST, FREEPORT, IL 61032-8546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Stephenson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Stephenson County |
| County Subdivision | Harlem Township |
| Unified School District | Freeport School District 145 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,972.00 | $61,175 Land $9,682 Building $51,493 | $183,525 Land $29,046 Building $154,479 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2008–2019) |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| JCWIFI.com Fixed Wireless | 200 / 200 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AaroBand, Verizon.
5G (outdoors only) and 4G LTE
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