Lake County property record for 2186 Caledonian St, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,728 sqft · built 2005 |
| Lot Size | 0.158 acres (6,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $232,000 (Apr 2020) |
| Tax Bill | $996 (2024) |
| Deeds & Mortgages | Mar 2024 Line of Credit Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-22-26-1920-000-02300 |
| Primary APN | 16-22-26-1920-000-02300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 2,169 sqft |
| 1st Floor Area | 1,528 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,860 sqft (0.158 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 212 sqft |
| Deck Area | Deck Area |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3837841 |
|---|---|
| Street Address | 2186 CALEDONIAN ST |
| City | CLERMONT |
| State | FL |
| Zip | 34711-7677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SUMMIT GREENS PHASE 2E REPLAT PB 54 PG 47-49 LOT 23 ORB 5452 PG 2166 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 16 |
| Legal Subdivision | SUMMIT GREENS PHASE 2E REPLAT |
| Legal Tract | X |
| Legal Lot Number | 23 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 31319 |
2186 Caledonian St is owned and occupied by two individuals who bought it in April 2020.
Source: Lake County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2186 CALEDONIAN ST, CLERMONT, FL 34711-7677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2024 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Dec 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 8, 2020 | Warranty Deed, Transfer METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2020 · Amount on File |
| Deed Sale | Apr 8, 2020 · Amount on File |
| Deed Document Number | 202041760 |
| Deed Book / Page | 5452 / 2166 |
| Prior Transfer Date | Dec 4, 2007 |
| Prior Transfer Doc | 0035602287 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 2186 CALEDONIAN ST, CLERMONT, FL 34711-7677 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2186 CALEDONIAN ST, CLERMONT, FL 34711-7677 |
| Document Number | 0063050350 |
|---|---|
| Date | Mar 26, 2024 |
| Book Page | 6305/350 |
| Instrument | 2024034443 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 5, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 2186 CALEDONIAN ST, CLERMONT, FL 34711-7677 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | WATSON TITLE SERVICES INC, WATSON TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2186 CAKEDONIAM ST, CLERMONT, FL 34711-7677 |
| Document Number | 0058590338 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 5859/338 |
| Instrument | 2021174087 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 8, 2020 |
| Property Address | 2186 CALEDONIAN ST, CLERMONT, FL 34711-7677 |
| Document Number | 0054522166 |
| Book / Page | 005452 / 002166 |
| Instrument Date | Apr 1, 2020 |
| Instrument | 41760 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2020 |
| Title Company | METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $1,624.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2186 CALEDONIAN ST CLERMONT FL 347117677, CLERMONT, FL 34711-7677 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,260 (+2.89%) | $299,799 (-) Land $80,000 Building $219,799 | |
| 2025 | $102,300 Land $80,000 Building $22,300 | $299,799 Land $80,000 Building $219,799 | |
| 2024 | $996.00 (+3.64%) | ||
| 2023 | $961.00 (+4.8%) Homeowner's exemption | $96,530 (+3%) | $275,420 (+15.16%) Land $71,050 Building $204,370 |
| 2022 | $917.00 Homeowner's exemption | $93,720 | $239,170 Land $34,800 Building $204,370 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2186 Caledonian St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2186 Caledonian St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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