2186 Bluebird Pl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2186 Bluebird Pl, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,904 sqft · built 2022
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (Sep 2022)
Tax Bill	$7,390 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082631397500012800`

Property Details

APN / Parcel Number

Primary APN	`082631397500012800`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,904 sqft Heated Area
Gross Area	3,607 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Finished
Porch	Finished/Screened Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2186 BLUEBIRD PL
City	SAINT CLOUD
State	FL
Zip	34771-8435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIVE OAK LAKE PH 3 PB 30 PGS 1-5 LOT 280
Legal Subdivision	LIVE OAK LAKE PHS 1 2 & 3
Legal Phase	3
Legal Lot Number	280
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1009
Census Tract	43301

Owner

Source: Osceola County records · APN 082631397500012800

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2186 BLUEBIRD PL, SAINT CLOUD, FL 34771-8435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Deed Document Number	2022142145
Deed Book / Page	6288 / 1406
Record Updated	Jun 08, 2026

September 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 19, 2022
Property Address	2186 BLUEBIRD PL, SAINT CLOUD, FL 34771-8435
Document Number	0062881406
Book / Page	6288 / 1406
Map Reference	MB 30 PG 1-5
Instrument Date	Sep 13, 2022
Instrument	2022142145
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,745.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2188 BLUEBIRD PL, SAINT CLOUD, FL 34771-8435

Mortgage

Document Number	0062881408
Date	Sep 19, 2022
Instrument	6288/1408

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,390.00 (+16.8%) Homeowner's exemption	$455,800 (+1.58%) Land $78,800 Building $377,000	$455,800 (+1.58%) Land $78,800 Building $377,000
2023	$6,327.00 (+656.82%) Homeowner's exemption	$448,700 (+612.22%) Land $68,200 Building $380,500	$448,700 (+612.22%) Land $68,200 Building $380,500
2022	$836.00	$63,000 Land $63,000	$63,000 Land $63,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	High above 71% of the US · above 52% of Florida
Wildfire Likelihood	About 1 in 280 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.