2186 Blue Mountain Trl, Lyons, CO 80540 Property Records

Larimer County property record for 2186 Blue Mountain Trl, Lyons, CO 80540

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,744 sqft · built 1997
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$508,500 (Jun 2017)
Tax Bill	$4,910 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04170-00-008`

Property Details

APN / Parcel Number

Primary APN	`04170-00-008`
Alternative APN	`R1364103`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,744 sqft Living Area
Gross Area	1,960 sqft
1st Floor Area	980 sqft
Basement Area	764 sqft
Finished Basement	764 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,742,400 sqft (40 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Slab
Porch Area	253 sqft
Patio Area	666 sqft
Balcony Area	666 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R1364103
Street Address	2186 BLUE MOUNTAIN TRL
City	LYONS
State	CO
Zip	80540-8417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O
Legal Description	SE 1/4 OF SW 1/4 17-4-70 (SPLIT FROM 04170 00 004)
Legal Range	70W
Legal Township	4N
Legal Section	17
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	1
Census Block	1069
Census Tract	1905

Owner

Source: Larimer County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2186 BLUE MOUNTAIN TRL, LYONS, CO 80540-8417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 13, 2017	Warranty Deed, Transfer · Conventional Mortgage ELEVATIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2017 · Amount on Record
Deed Sale	Jun 13, 2017 · Amount on Record
Prior Sale	Feb 26, 2014 · Amount on Record
Deed Document Number	201738626
Prior Transfer Date	Mar 5, 2015
Prior Transfer Doc	0000012792
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	2186 BLUE MOUNTAIN TRL, LYONS, CO 80540-8417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074624
Date	Sep 17, 2020
Instrument	20200074624

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 13, 2017
Property Address	2186 BLUE MOUNTAIN TRL, LYONS, CO 80540-8417
Document Number	0000038626
Instrument Date	Jun 12, 2017
Instrument	38626
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2186 BLUE MOUNTAIN TRL LYONS CO 805408417, LYONS, CO 80540-8417

Mortgage

Document Number	38627
Date	Jun 13, 2017
Instrument	38627

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2047

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,910.00 (+11.72%)	$47,788 (-8.4%) Land $22,219 Building $25,569	$764,600 (-1.81%) Land $355,500 Building $409,100
2024	$4,395.00 (+3.58%)
2023	$4,243.00 (+31.65%)	$52,173 (+43.56%) Land $25,460 Building $26,713	$778,700 (+48.92%) Land $380,000 Building $398,700
2022	$3,223.00	$36,342 Land $15,985 Building $20,357	$522,900 Land $230,000 Building $292,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 97.6% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
xBar7 Communications Fixed Wireless	200 / 200
Hilltop Broadband Fixed Wireless	50 / 15

May also be available: Rise Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Blue Mountain Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures