Polk County property record for 2186 195th Ave, Centuria, WI 54824 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 6 acres (261,360 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,900 (Sep 2016) |
| Tax Bill | $4,673 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Sep 2019 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-00717-0000 |
| Primary APN | 020-00717-0000 |
|---|
| Lot Area | 261,360 sqft (6 acres) |
|---|
| Street Address | 2186 195TH AVE |
|---|---|
| City | CENTURIA |
| State | WI |
| Zip | 54824-7750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 CSM 3482 V15 P249 (619359) LOC IN PT E 1/2 OF NW SW |
| Legal Lot Number | 1 |
| Jurisdiction | POLK WI |
| Township / Civil Division | EUREKA |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 960301 |
Source: Polk County records · APN 020-00717-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2186 195TH AVE, CENTURIA, WI 54824-7750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAKE ELMO BANK |
| Sep 26, 2019 | Deed of Trust, Mortgage · Construction Mortgage LAKE ELMO BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 02, 2016 · Amount on Record |
| Deed Sale | Sep 02, 2016 · Amount on Record |
| Deed Document Number | 843578 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 2186 195TH AVE, CENTURIA, WI 54824-7750 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000890618 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 890618 |
| Name | LAKE ELMO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 2186 195TH AVE, CENTURIA, WI 54824-7750 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000875702 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 875702 |
| Name | LAKE ELMO BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 01, 2020 |
| Rate Type | Fixed Rate |
|---|
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| County Subdivision | Eureka Town |
| Unified School District | Unity School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,673.00 (+6.74%) Homeowner's exemption | $413,200 (+0.22%) Land $40,000 Building $373,200 | $561,200 (+21.52%) Land $54,327 Building $506,873 |
| 2023 | $4,378.00 (+14.67%) Homeowner's exemption | $412,300 (+78.41%) Land $40,000 Building $372,300 | $461,800 (+28.14%) |
| 2022 | $3,818.00 Homeowner's exemption | $231,100 Land $35,000 Building $196,100 | $360,400 |
Source: FEMA National Flood Hazard Layer, Polk County (55095C), updated September 16, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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