2186 130th Ave, Baldwin, WI 54002 Property Records

St. Croix County property record for 2186 130th Ave, Baldwin, WI 54002

Property Summary

Property Type	Vacant Land
Lot Size	5.02 acres (218,671 sqft)
Owner	2 Individual Names on Record
Last Sale	$39,200 (Nov 2018)
Tax Bill	$4,175 (2026)
Deeds & Mortgages	May 2021 Mortgage Jul 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010-1074-30-100`

Property Details

APN / Parcel Number

Primary APN	`010-1074-30-100`
Alternative APN	`30.30.16.454B`

Exterior

Lot Area	218,671 sqft (5.02 acres)

Location & Zoning

Street Address	2186 130TH AVE
City	BALDWIN
State	WI
Zip	54002-8010
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	SEC 30 T30N R16W PT SE SE BEING LOT 1 CSM 13/3660 5.02AC
Legal Range	16W
Legal Township	30N
Legal Section	30
Legal Subdivision	CERTIFIED
Legal Lot Number	1
Jurisdiction	ST CROIX WI
Township / Civil Division	EMERALD
Census Block Group	2
Census Block	2046
Census Tract	120802

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2186 130TH AVE, BALDWIN, WI 54002-8010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU
Jul 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU
Dec 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Jun 25, 2019	Trustee's Deed, Construction Loan · Line of Credit FIRST BK/BALDWIN
Nov 2, 2018	Warranty Deed, Transfer · Line of Credit FIRST BK/BALDWIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2018 · Amount on Record
Deed Sale	Nov 2, 2018 · Amount on Record
Deed Document Number	20181073761
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	2186 130TH AVE, BALDWIN, WI 54002-8010
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001129647
Date	May 10, 2021
Instrument	1129647

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2051

Interest

Rate Type	Fixed Rate

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	2186 130TH AVE, BALDWIN, WI 54002-8010
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001168526
Date	Jul 3, 2023
Instrument	1168526

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2053

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	2186 130TH AVE, BALDWIN, WI 54002-8010
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2186 130TH AVE, BALDWIN, WI 54002-8010

Mortgage

Document Number	0001202122
Date	Dec 31, 2025
Instrument	1202122

Lender

Name	WESTCONSIN CU
Type	Credit Union
Address	MENOMONIE, WI 54751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Max Rate	10.7%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	2186 130TH AVE, BALDWIN, WI 54002-8010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001106487
Date	Jul 7, 2020
Instrument	1106487

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

June 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CROIX WI
Recording Date	Jun 25, 2019
Property Address	2186 130TH AVE, BALDWIN, WI 54002-8010
Instrument Date	Jun 24, 2019
Instrument	1083597
Transaction Type	Construction Loan
Record Updated	Jul 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2186 130TH AVE BALDWIN WI 540028010, BALDWIN, WI 54002-8010

Mortgage

Document Number	0001083597
Date	Jun 25, 2019
Instrument	1083597

Lender

Name	FIRST BK/BALDWIN
Type	Bank
Address	BALDWIN, WI 54002

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Nov 2, 2018
Property Address	2186 130TH AVE, BALDWIN, WI 54002-8010
Document Number	0001073761
Instrument Date	Nov 2, 2018
Instrument	1073761
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2186 130TH AVE BALDWIN WI 540028010, BALDWIN, WI 54002-8010

Mortgage

Document Number	1073762
Date	Nov 2, 2018
Instrument	1073762

Lender

Name	FIRST BK/BALDWIN
Type	Bank
Address	BALDWIN, WI 54002

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Emerald Town
Unified School District	Baldwin-Woodville Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,175.00 (+0.02%) Homeowner's exemption
2025	$4,174.00 (+14.86%) Homeowner's exemption	$320,400 (+0.31%) Land $47,100 Building $273,300	$320,400 (+0.31%) Land $47,100 Building $273,300
2023	$3,634.00 Homeowner's exemption	$319,400 Land $47,100 Building $272,300	$319,400 Land $47,100 Building $272,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

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