2185 Windy Cove Ln, Talbott, TN 37877 Property Records

Hamblen County property record for 2185 Windy Cove Ln, Talbott, TN 37877

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$52,000 (Apr 2025)
Tax Bill	$193 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`032046 00301`

Property Details

APN / Parcel Number

Primary APN	`032046 00301`
Alternative APN	`046 00301`

Exterior

Lot Area	65,340 sqft (1.5 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2185 WINDY COVE LN
City	TALBOTT
State	TN
Zip	37877-9049
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DISTRICT: 2
Jurisdiction	HAMBLEN TN
Township / Civil Division	13
Census Block Group	3
Census Block	3001
Census Tract	101100

Owner

2185 Windy Cove Ln, residential vacant land, is owned by an individual who bought it in April 2025.

Source: Hamblen County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1675 RINES RD, TALBOTT, TN 37877-8809
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2025	Warranty Deed, Transfer FARM CREDIT MID AMERICA FLCA
Dec 27, 2022	Warranty Deed, Transfer LAKEWAY TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2025 · Amount on File
Deed Sale	Apr 7, 2025 · Amount on File
Prior Sale	Dec 27, 2022 · Amount on File
Deed Document Number	25043599
Deed Book / Page	2131 / 312
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	Apr 7, 2025
Property Address	2185 WINDY COVE LN, TALBOTT, TN 37877-9049
Document Number	0002131312
Book / Page	2131 / 312
Instrument Date	Apr 1, 2025
Instrument	25043599
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	CERTIFIED LAND TITLE COMPANY, CERTIFIED TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1675 RINES RD, TALBOTT, TN 37877-8809

Mortgage

Document Number	0025043600
Date	Apr 7, 2025
Instrument	25043600

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Amount	Amount on Record
Term	181 Months
Due	May 1, 2040

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	Dec 27, 2022
Property Address	2185 WINDY COVE LN, TALBOTT, TN 37877-9049
Document Number	0000201325
Book / Page	2013 / 25
Instrument Date	Dec 19, 2022
Instrument	22023225
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	LAKEWAY TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$131.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 BEAVER CREEK RD, STRAW PLAINS, TN 37871-3221

Tax Assessment & Valuation

The 2025 property tax bill for 2185 Windy Cove Ln was $193, up 38.8% from the year before.

Source: Hamblen County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$193.00 (+38.85%)	$13,150 (+86.52%) Land $13,150	$52,600 Land $52,600
2024	$139.00	$7,050 (-) Land $7,050
2023		$7,050 (-) Land $7,050
2022	$139.00	$7,050 Land $7,050	$28,200 Land $28,200
2020			$28,200 Land $28,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2185 Windy Cove Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2185 Windy Cove Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA-TALBOTT UTILITY DISTRICT serves 19,075 people · EPA ID TN0000014
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Windy Cove Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures