Frederick County property record for 2185 Westham Ct, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,580 sqft · built 1989 |
| Lot Size | 0.161 acres (7,007 sqft) |
| Owner | Individual Name on File |
| Last Sale | $369,900 (Dec 2019) |
| Tax Bill | $7,884 (2025) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage Dec 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-152932 |
| Primary APN | 02-152932 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,580 sqft Living Area |
| Gross Area | 2,980 sqft |
| 1st Floor Area | 1,136 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,007 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 196 sqft |
| Deck Area | 322 sqft |
| Patio Area | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 152932 |
|---|---|
| Street Address | 2185 WESTHAM CT |
| City | FREDERICK |
| State | MD |
| Zip | 21702-9410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PND |
| Legal Description | LT 803 SEC 8 PLAT 1 7007 SQ FT OLD FARM |
| Legal Subdivision | OLD FARM |
| Legal Lot Number | 803 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 751202 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2185 Westham Ct is owned and occupied by an individual who bought it in December 2019.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2185 WESTHAM CT, FREDERICK, MD 21702-9410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Dec 10, 2019 | Deed, Transfer · FHA Mortgage STRONG HOME MORTGAGE LLC |
| Dec 21, 2017 | Deed of Trust, Mortgage · VA Mortgage PRIME LNDG |
| Apr 17, 2017 | Grant Deed, Transfer · VA Mortgage PRIME LNDG |
| Apr 17, 2017 | Grant Deed, Transfer CLEAR TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2019 · Amount on File |
| Deed Sale | Dec 10, 2019 · Amount on File |
| Prior Sale | Apr 17, 2017 · Amount on File |
| Deed Book / Page | 13391 / 222 |
| Transfer Doc | 0030270415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 10, 2019 |
| Property Address | 2185 WESTHAM CT, FREDERICK, MD 21702-9410 |
| Document Number | 0133910222 |
| Book / Page | 13391 / 0222 |
| Map Reference | MB 37 PG 130 |
| Instrument Date | Nov 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | SOLIDIFI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $924.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2185 WESTHAM CT, FREDERICK, MD 21702-9410 |
| Document Number | 133910230 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 13391/0230 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2185 WESTHAM CT, FREDERICK, MD 21702-9410 |
| Document Number | 0122160402 |
| Book / Page | 012216 / 000402 |
| Instrument Date | Dec 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2018 |
| Title Company | NTC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2185 WESTHAM CT FREDERICK MD 217029410, FREDERICK, MD 21702-9410 |
| Document Number | 0122160402 |
|---|---|
| Date | Jan 5, 2018 |
| Book Page | 012216/000402 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 4, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 17, 2017 |
| Property Address | 2185 WESTHAM CT, FREDERICK, MD 21702-9410 |
| Document Number | 0117700509 |
| Book / Page | 011770 / 000509 |
| Instrument Date | Apr 7, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2018 |
| Title Company | CLEAR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $349.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2185 WESTHAM CT FREDERICK MD 217029410, FREDERICK, MD 21702-9410 |
| Document Number | 117700517 |
|---|---|
| Date | Apr 17, 2017 |
| Book Page | 011770/000517 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 16, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 17, 2017 |
| Property Address | 2185 WESTHAM CT, FREDERICK, MD 21702-9410 |
| Document Number | 0117700510 |
| Book / Page | 011770 / 000510 |
| Instrument Date | Apr 7, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Title Company | CLEAR TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $349.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2185 WESTHAM CT FREDERICK MD 217029410, FREDERICK, MD 21702-9410 |
The 2025 property tax bill for 2185 Westham Ct was $7,884, up 6.1% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $456,467 (+6.88%) | $515,200 (+20.63%) Land $207,500 Building $307,700 | |
| 2025 | $7,884.00 (+6.08%) | $427,100 Land $114,500 Building $312,600 | $427,100 Land $114,500 Building $312,600 |
| 2024 | $7,432.00 (+9.02%) | ||
| 2023 | $6,817.00 | $374,367 | $427,100 Land $114,500 Building $312,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2185 Westham Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2185 Westham Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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