Merced County property record for 2185 W Drake Ave, Merced, CA 95348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,475 sqft · built 2016 |
| Lot Size | 0.138 acres (5,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $391,000 (Apr 2023) |
| Tax Bill | $4,603 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 057-663-012-000 |
| Primary APN | 057-663-012-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,475 sqft Living Area |
| 1st Floor Area | 1,475 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Wood |
| Lot Area | 5,988 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 59 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 057-663-012 |
|---|---|
| Street Address | 2185 N DRAKE AVE |
| City | MERCED |
| State | CA |
| Zip | 95348-4054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | EL CAPITAN ESTATES PHASE 5 LOT 188 |
| Legal Subdivision | EL CAPITAN ESTATE |
| Legal Lot Number | 188 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 903 |
2185 W Drake Ave is owned and occupied by two individuals who bought it in April 2023.
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2185 W DRAKE AVE, MERCED, CA 95348-2035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 28, 2023 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 10, 2020 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2023 · Amount on File |
| Deed Sale | Apr 28, 2023 · Amount on File |
| Prior Sale | Jul 6, 2016 · Amount on File |
| Deed Document Number | 20239473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2185 W DRAKE AVE, MERCED, CA 95348-2035 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2185 W DRAKE AVE, MERCED, CA 95348-2035 |
| Document Number | 0000005316 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 2021005316 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 28, 2023 |
| Property Address | 2185 W DRAKE AVE, MERCED, CA 95348-2035 |
| Document Number | 0000009473 |
| Map Reference | MB 72 PG 1-3 |
| Instrument Date | Apr 19, 2023 |
| Instrument | 2023009473 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2185 DRAKE AVE, MERCED, CA 95348 |
| Document Number | 0000009474 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 2023009474 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2185 W DRAKE AVE, MERCED, CA 95348-2035 |
| Document Number | 0000001782 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC |
| Name | Verified Name |
|---|---|
| Address | 2185 W DRAKE AVE MERCED CA 953482035, MERCED, CA 95348-2035 |
| Document Number | 0000001782 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 1782 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 15, 2050 |
The 2025 property tax bill for 2185 W Drake Ave was $4,603 with a homeowner's exemption.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $402,500 (-1.06%) Land $80,000 Building $322,500 | |
| 2025 | $4,603.00 Homeowner's exemption | $406,796 Land $78,030 Building $328,766 |
| 2023 | $2,758.00 (+1.32%) Homeowner's exemption | $247,417 Land $50,196 Building $197,221 |
| 2022 | $2,722.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2185 W Drake Ave in Zone X, an area of moderate flood risk, though there have been 17 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 67 policies |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 17 (2006–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2185 W Drake Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM - MEADOWBROOK private · serves 5,723 people · EPA ID CA2410008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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