2185 W Beachside Ln, Vero Beach, FL 32963 Property Records

Indian River County property record for 2185 W Beachside Ln, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,508 sqft · built 2023
Lot Size	0.289 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Dec 2020)
Tax Bill	$12,553 (2025)
Deeds & Mortgages	Mar 2022 Construction Loan Dec 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`33-40-34-00005-0000-00012.0`

Property Details

APN / Parcel Number

Primary APN	`33-40-34-00005-0000-00012.0`
Alternative APN	`102665`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Building Area	2,508 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Clay Tile
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	120 ft deep x 89 ft wide
Garage Area	638 sqft
Driveway	Driveway
Driveway Area	900 sqft
Pool Area	324 sqft
Porch	Open Porch
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	102665
Street Address	2185 W BEACHSIDE LN
City	VERO BEACH
State	FL
Zip	32963-3129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	BEACHSIDE SUB LOT 12 PBI 14-9
Legal Range	40
Legal Township	33
Legal Section	34
Legal Subdivision	BEACHSIDE SUBDIVISION
Legal Lot Number	12
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2002
Census Tract	50509

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	168 JOANNE WAY, ELMHURST, IL 60126-2479
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
Dec 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Prior Sale	Feb 16, 1999 · Amount on Record
Deed Document Number	3120200075033
Deed Book / Page	3366 / 1346
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	2185 W BEACHSIDE LN, VERO BEACH, FL 32963-3129
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 JOANNE WAY, ELMHURST, IL 60126-2479

Mortgage

Document Number	0035200459
Date	Mar 11, 2022
Book Page	3520/459
Instrument	3120220015808

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 10, 2020
Property Address	2185 W BEACHSIDE LN, VERO BEACH, FL 32963-3129
Document Number	0033661346
Book / Page	003366 / 001346
Instrument Date	Dec 9, 2020
Instrument	75033
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	168 JOANNE WAY ELMHURST IL 601262479, ELMHURST, IL 60126-2479

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,553.00 (+335.41%)	$867,295 (+297.7%) Land $218,078 Building $649,217	$867,295 (+297.7%) Land $218,078 Building $649,217
2023	$2,883.00 (+6.98%)	$218,078 (+5.17%) Land $218,078	$218,078 (+5.17%) Land $218,078
2022	$2,695.00	$207,352 Land $207,352	$207,352 Land $207,352

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	577 units insured incl. 281 condo units
Nearby Flood Claims	9 (2005–2025)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P10A “Blue Hole”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2023) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Beachside Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures