2185 Velvet Leaf Dr, Ocoee, FL 34761 Property Records

Orange County property record for 2185 Velvet Leaf Dr, Ocoee, FL 34761

Property Summary

Property TypeTownhouse
Details4 bd · 3 ba · 2,047 sqft · built 2008
Lot Size0.68 acres (2,961 sqft)
Owner2 Individual Names on Record
Last Sale$289,000 (Feb 2019)
Tax Bill$6,857 (2025)
Deeds & MortgagesMay 2020 Mortgage
Feb 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-22-28-8895-01-880

Property Details

APN / Parcel Number

Primary APN29-22-28-8895-01-880
Alternative APNs
  • 282229889501880
  • 257420
  • 262268
  • 266811

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,047 sqft Living Area
Gross Area2,779 sqft
1st Floor Area1,089 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleTownhouse
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area2,961 sqft (0.68 acres)
Garage TypeAttached
Garage Area435 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area128 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2185 VELVET LEAF DR
CityOCOEE
StateFL
Zip34761-4883
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-3
Legal DescriptionVILLAGES OF WESMERE 70/9 LOT 188
Legal Range28E
Legal Township22S
Legal Section29
Legal SubdivisionVILLAGES OF WESMERE
Legal Tract8895
Legal Block1
Legal Lot Number188
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2006
Census Tract14814

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address470 POMPANO DR, PONCE INLET, FL 32127
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
STOCKTON MORTGAGE CORP
Feb 28, 2019Warranty Deed, Transfer · Conventional with PMI
CENTURY LNDG
Nov 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
NATIONS LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2019 · Amount on Record
Deed SaleFeb 28, 2019 · Amount on Record
Prior SaleSep 18, 2008 · Amount on Record
Deed Document Number2019122741
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2185 VELVET LEAF DR, OCOEE, FL 34761-4883
Transaction TypeMortgage
Record UpdatedMar 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000284343
DateMay 18, 2020
Instrument20200284343
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateFeb 28, 2019
Property Address2185 VELVET LEAF DR, OCOEE, FL 34761-4883
Document Number0000122741
Instrument DateFeb 27, 2019
Instrument122741
Transaction TypeTransfer
Record UpdatedMar 18, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,023.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2185 VELVET LEAF DR OCOEE FL 347614883, OCOEE, FL 34761-4883

Mortgage

Document Number122742
DateFeb 28, 2019
Instrument122742
Lender
NameCENTURY LNDG
AddressLOUISVILLE, KY 40223
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 27, 2049

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2185 VELVET LEAF DR, OCOEE, FL 34761-4883
Document Number0000663407
Instrument DateNov 29, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3600 N OCEAN DR #308 RIVIERA BEACH FL 334043256, 308, RIVIERA BEACH, FL 33404-3256

Mortgage

Document Number0000663407
DateDec 6, 2017
Instrument663407
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 5, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$369,260 (-1.39%) Land $40,000 Building $329,260$369,260 (-1.39%) Land $40,000 Building $329,260
2025$6,857.00 (+4.46%)$374,470 (+7.17%) Land $40,000 Building $334,470$374,470 (+7.17%) Land $40,000 Building $334,470
2024$6,564.00 (+8.42%)
2023$6,054.00 (+11.33%)$349,423 (+16.47%) Land $40,000 Building $309,423$349,423 (+16.47%) Land $40,000 Building $309,423
2022$5,438.00$300,013 Land $40,000 Building $260,013$300,013 Land $40,000 Building $260,013

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims2 (2022–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCOEE, CITY OF (2 WPS)
serves 34,000 people · EPA ID FL3480204
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, CenturyLink, Hotwire Communications, Summit Broadband.

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