2185 Timothy Dr, Westminster, MD 21157 Property Records

Carroll County property record for 2185 Timothy Dr, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,680 sqft · built 1985
Lot Size1.09 acres (47,480 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Sep 2020)
Tax Bill$4,624 (2026)
Deeds & MortgagesAug 2023 Line of Credit
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-017836

Property Details

APN / Parcel Number

Primary APN09-017836
Alternative APNs
  • 9017836
  • 017836

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,680 sqft Total Area
Basement Area840 sqft
Finished Basement840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area47,480 sqft (1.09 acres)
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area400 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number017836
Street Address2185 TIMOTHY DR
CityWESTMINSTER
StateMD
Zip21157-7728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-400
Legal DescriptionLT 21 - 1.09 ACS 2185 TIMOTHY DR 16-86 DULANY HILLS PLT C
Legal SubdivisionDULANY HILLS
Legal Lot Number21
JurisdictionCARROLL MD
Township / Civil Division9, FRANKLIN
Census Block Group1
Census Block1002
Census Tract509001

Owner

2185 Timothy Dr is owned and occupied by two individuals who bought it in September 2020.

Source: Carroll County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2185 TIMOTHY DR, WESTMINSTER, MD 21157-7728
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2023Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Dec 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
EMM LOANS LLC
Sep 18, 2020Special Warranty Deed, Transfer · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2020 · Amount on File
Deed SaleSep 18, 2020 · Amount on File
Prior SaleJun 8, 1994 · Amount on File
Deed Book / Page9855 / 483
Prior Transfer DateMay 21, 2011
Prior Transfer Doc0067110484
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address2185 TIMOTHY DR, WESTMINSTER, MD 21157-7728
Transaction TypeMortgage
Record UpdatedSep 18, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0111050088
DateAug 31, 2023
Book Page11105/88
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address2185 TIMOTHY DR, WESTMINSTER, MD 21157-7728
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyGEMINI TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099750393
DateDec 2, 2020
Book Page9975/393
Lender
NameEMM LOANS LLC
TypeMortgage Company
AddressCHERRY HILL, NJ 08002
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

September 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCARROLL MD
Recording DateSep 18, 2020
Property Address2185 TIMOTHY DR, WESTMINSTER, MD 21157-7728
Document Number0098550483
Book / Page9855 / 483
Map ReferenceMB 16 PG 86
Instrument DateMay 12, 2020
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyTITLE FORWARD

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3406 WESTMINSTER DR, 3406, MYRTLE BEACH, SC 29588-7715

Transferred To (Grantee/Buyer)

NameVerified Name
Address2185 TIMOTHY DR, WESTMINSTER, MD 21157-7728

Mortgage

Document Number0009855490
DateSep 18, 2020
Instrument9855/490
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term357 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2185 Timothy Dr was $4,624 with a homeowner's exemption, up 5.5% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,624.00 (+5.5%) Homeowner's exemption$493,933 (+10.09%)$539,200 (-) Land $200,900 Building $338,300
2025$4,383.00 Homeowner's exemption$448,667$539,200 Land $200,900 Building $338,300
2023$4,215.00 Homeowner's exemption$373,033$403,400 Land $180,900 Building $222,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2185 Timothy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2185 Timothy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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