Marion County property record for 2185 Spencer Hamilton Rd, Loretto, KY 40037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,356 sqft · built 1915 |
| Lot Size | 19 acres (831,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $836 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-006 |
| Primary APN | 022-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,356 sqft Living Area |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 831,560 sqft (19 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 148 sqft |
| Deck Area | Deck Area |
| Patio Area | 1,188 sqft |
| Cooling System | None |
|---|---|
| Heating System | Other |
| Account Number | 81296 |
|---|---|
| Street Address | 2185 SPENCER HAMILTON RD |
| City | LORETTO |
| State | KY |
| Zip | 40037-7063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2185 SPENCER HAMILTON RD |
| Jurisdiction | MARION KY |
| Township / Civil Division | LORETTO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 970400 |
Source: Marion County records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2221 MARKHAM CT, LEXINGTON, KY 40504-3219 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 5, 2015 |
| Transfer Doc | 308/770 |
| Record Updated | Sep 20, 2026 |
Source: Marion County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $836.00 (-1.88%) | $95,000 (-) Land $5,000 Building $90,000 | $95,000 (-) Land $5,000 Building $90,000 |
| 2023 | $852.00 | $95,000 Land $5,000 Building $90,000 | $95,000 Land $5,000 Building $90,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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