2185 S Royal Palm Rd, Apache Junction, AZ 85119 Property Records

Pinal County property record for 2185 S Royal Palm Rd, Apache Junction, AZ 85119

Property Summary

Property Type	Single Family Home
Details	1,429 sqft · built 1986
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on Record
Last Sale	$262,500 (Dec 2020)
Tax Bill	$1,035 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`102-24-016B`

Property Details

APN / Parcel Number

Primary APN	`102-24-016B`
Alternative APN	`10224016B2`

Interior

Stories	1 Story
Building Area	1,429 sqft Living Area
Gross Area	1,702 sqft
1st Floor Area	1,429 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,900 sqft (0.158 acres)
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2185 S ROYAL PALM RD
City	APACHE JUNCTION
State	AZ
Zip	85119-3859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNDESIGNAT
Legal Description	PALM SPRINGS #12 LOT 1215 EXC BEG @ SE CR OF LT 1215, TH N-7 DEG E-2.70' TH S-88 DEG W-49.84' TH S-1' TH E-49.46' TO POB SEC 28-1N -8E 6900.41 SQ FT
Legal Range	08E
Legal Township	01N
Legal Section	28
Legal Subdivision	PALM SPRINGS #12
Legal Lot Number	1215
Jurisdiction	PINAL AZ
Township / Civil Division	NORTH PINAL
Census Block Group	2
Census Block	2035
Census Tract	315

Owner

Source: Pinal County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2185 S ROYAL PALM RD, APACHE JUNCTION, AZ 85119-3859
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Dec 4, 2020	Warranty Deed, Transfer · FHA Mortgage NFM LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Prior Sale	Aug 11, 1994 · Amount on Record
Deed Document Number	2020126905
Prior Transfer Date	Jul 2, 1994
Prior Transfer Doc	0020330527
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	2185 S ROYAL PALM RD, APACHE JUNCTION, AZ 85119-3859
Transaction Type	Mortgage
Record Updated	Mar 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 S ROYAL PALM RD, APACHE JCT, AZ 85119-3859

Mortgage

Document Number	0000016842
Date	Mar 9, 2023
Instrument	2023-016842

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Dec 4, 2020
Property Address	2185 S ROYAL PALM RD, APACHE JUNCTION, AZ 85119-3859
Document Number	0000126905
Map Reference	MB 14 PG 7
Instrument Date	Dec 2, 2020
Instrument	2020-126905
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	CLEAR TITLE AGENCY OF AZ

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	863 E HONDO AVE, 863, APACHE JUNCTION, AZ 85119-6540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10720 W INDIAN SCHOOL RD # 19-125, 19, PHOENIX, AZ 85037-5799

Mortgage

Document Number	0000126906
Date	Dec 4, 2020
Instrument	2020-126906

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Mortgage

Document Number	0000126907
Date	Dec 4, 2020
Instrument	2020-126907

Lender

Name	ARIZONA INDUSTRIAL DEVELOPMENT AUTHORITY
Type	Government Agency
Address	PARADISE VALLEY, AZ 85253

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pinal County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Municipality	Apache Junction City
Unified School District	Apache Junction Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$20,367 (-1.95%) Land $7,590 Building $12,777	$203,672 (-1.95%) Land $75,905 Building $127,767
2026		$20,772 (+2.48%) Land $7,590 Building $13,182	$207,727 (+2.48%) Land $75,905 Building $131,822
2025	$1,035.00 (+4.97%)	$20,270 (-26.3%)	$202,703 (-26.3%) Land $75,905 Building $126,798
2024		$27,502 Land $7,590 Building $19,912	$275,020 Land $75,905 Building $199,115
2023	$986.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (1987)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APACHE JUNCTION WATER DISTRICT serves 15,610 people · EPA ID AZ0411039
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	74 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CopperNet Systems Fixed Wireless	400 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	300 / 300
AT&T Fixed Wireless	100 / 20

May also be available: Mojo Broadband, T-Mobile, Verizon.

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