Navajo County property record for 2185 Oval Dr, Overgaard, AZ 85933
| Property Type | Single Family Home |
|---|---|
| Details | 1,222 sqft · built 1978 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $107,200 (Aug 2013) |
| Tax Bill | $1,222 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 206-17-017A |
| Primary APN | 206-17-017A |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,222 sqft Living Area |
| 1st Floor Area | 1,222 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 13,068 sqft (0.3 acres) |
| Porch | Open Slab |
|---|---|
| Porch Area | 167 sqft |
| Deck Area | Deck Area |
| Patio Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2185 OVAL DR |
|---|---|
| City | OVERGAARD |
| State | AZ |
| Zip | 85933-5273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | BUCKSKIN MOBIL HOMESITES:LOTS 17 & 18 OUT OF 206-17-017 & 018 FOR 99 ROLL |
| Legal Range | 17E |
| Legal Township | 12N |
| Legal Section | 29 |
| Legal Subdivision | BUCKSKIN MOBIL HOMES |
| Legal Lot Number | 17,18 |
| Jurisdiction | NAVAJO AZ |
| Township / Civil Division | SNOWFLAKE |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 963700 |
Source: Navajo County assessment roll, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 14222 W CHRISTY DR, SURPRISE, AZ 85379-4319 |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2013 · Amount on Record |
| Deed Sale | Aug 14, 2013 · Amount on Record |
| Prior Sale | Aug 19, 2010 · Amount on Record |
| Deed Document Number | 201313369 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Property Address | 2185 OVAL DR, OVERGAARD, AZ 85933-5273 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2021 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000007453 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 2021-07453 |
| Name | CASTLE & COOKE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Navajo County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Navajo County |
| Unified School District | Heber-Overgaard Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $187,124 (-2.12%) Land $30,399 Building $156,725 | ||
| 2025 | $1,222.00 (+4.18%) | $19,117 Land $2,930 Building $16,187 | $191,169 Land $29,303 Building $161,866 |
| 2023 | $1,173.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (1999–2001) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 40% of Arizona |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Conexon Connect, Verizon.
5G (outdoors only) and 4G LTE
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