Shelby County property record for 2185 Monroe Ave, Memphis, TN 38104
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,412 sqft · built 1924 |
| Lot Size | 0.184 acres (8,008 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (May 2022) |
| Tax Bill | $2,397 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-8006-0-0010 |
| Primary APN | 02-8006-0-0010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,412 sqft Living Area |
| 1st Floor Area | 1,482 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,008 sqft (0.184 acres) |
| Lot Dimensions | 182 ft deep x 44 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Porch | Open Porch |
| Porch Area | 132 sqft |
| Deck Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 2185 MONROE AVE |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38104-4230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-1 |
| Legal Description | SS MONROE |
| Legal Subdivision | APPLEWHITE |
| Legal Lot Number | 11&12 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 13 |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 3100 |
Source: Shelby County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2185 MONROE AVE, MEMPHIS, TN 38104-4230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| May 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage SIMMONS BANK |
| Oct 25, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Aug 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL FED'L BK |
| Apr 27, 2017 | Warranty Deed, Transfer · Conventional with PMI FINANCIAL FED'L BK |
| Apr 27, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2022 · Amount on Record |
| Deed Sale | May 5, 2022 · Amount on Record |
| Prior Sale | Apr 27, 2017 · Amount on Record |
| Deed Document Number | 202251348 |
| Prior Transfer Date | Aug 23, 2021 |
| Prior Transfer Doc | 0000133544 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | May 5, 2022 |
| Property Address | 2185 MONROE AVE, MEMPHIS, TN 38104-4230 |
| Document Number | 0022051348 |
| Map Reference | MB 4 PG 46 |
| Instrument Date | Apr 30, 2022 |
| Instrument | 22051348 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,424.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2185 MONROE AVE, MEMPHIS, TN 38104-4230 |
| Document Number | 0022051349 |
|---|---|
| Date | May 5, 2022 |
| Instrument | 22051349 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 5.37% |
| Index | 1-Year CMT |
| Max Rate | 8.37% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Oct 25, 2021 |
| Property Address | 2185 MONROE AVE, MEMPHIS, TN 38104-4230 |
| Document Number | 0021133544 |
| Map Reference | MB 4 PG 46 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 21133544 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2185 MONROE AVE, MEMPHIS, TN 38104-4230 |
| Document Number | 0021133545 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 21133545 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 2185 MONROE AVE, MEMPHIS, TN 38104-4230 |
| Document Number | 0000081657 |
| Instrument Date | Aug 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2185 MONROE AVE MEMPHIS TN 381044230, MEMPHIS, TN 38104-4230 |
| Document Number | 0000081657 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 81657 |
| Name | FINANCIAL FED'L BK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38120 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Apr 27, 2017 |
| Property Address | 2185 MONROE AVE, MEMPHIS, TN 38104-4230 |
| Document Number | 0000041800 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 41800 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $947.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2185 MONROE AVE MEMPHIS TN 381044230, MEMPHIS, TN 38104-4230 |
| Document Number | 41801 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 41801 |
| Name | FINANCIAL FED'L BK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38120 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Apr 27, 2017 |
| Property Address | 2185 MONROE AVE, MEMPHIS, TN 38104-4230 |
| Document Number | 0000041796 |
| Instrument Date | Apr 26, 2017 |
| Instrument | 41796 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2185 MONROE AVE MEMPHIS TN 381044230, MEMPHIS, TN 38104-4230 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,397.00 (-4.35%) | $89,125 (+20.56%) Land $17,925 Building $71,200 | $356,500 (+20.56%) Land $71,700 Building $284,800 |
| 2024 | $2,506.00 (-44.35%) | ||
| 2023 | $73,925 Land $9,175 Building $64,750 | ||
| 2022 | $4,503.00 | ||
| 2021 | $295,700 Land $36,700 Building $259,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1980–2010) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
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