Polk County property record for 2185 Knights Rd, Winter Haven, FL 33880
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,252 sqft · built 1981 |
| Lot Size | 0.085 acres (3,716 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Jul 2025) |
| Tax Bill | $2,242 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-31-000000-013120 |
| Primary APN | 26-28-31-000000-013120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,252 sqft Living Area |
| 1st Floor Area | 1,252 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gambrel |
| Roof Material | Other |
| Lot Area | 3,716 sqft (0.085 acres) |
| View / Lot | Commercial/Industrial |
| Porch | Unfinished Open Porch |
| Porch Area | 48 sqft |
| Street Address | 2185 KNIGHTS RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-2724 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R4 |
| Legal Description | BEG 155.30 FT W & 87.33 FT S OF NW COR OF LOT 61 OF STONEBRIDGE PHASE 2 RUN S 25 FT W 150.30 FT N 25 FT E 150.30 FT TO POB BEING LOT 19 & N 2 FT OF 20 OF UNREC STONEBRIDGE VILLAS PHASE 1 & INT IN COMM AREA |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 31 |
| Legal Subdivision | CABIN LOTS |
| Legal Phase | 2 |
| Legal Tract | 000000 |
| Legal Block | 4 |
| Legal Lot Number | 61 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4044 |
| Census Tract | 13802 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2185 KNIGHTS RD, WINTER HAVEN, FL 33880-2724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Mar 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Feb 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2025 · Amount on Record |
| Deed Sale | Jul 8, 2025 · Amount on Record |
| Prior Sale | Feb 18, 2019 · Amount on Record |
| Deed Document Number | 2025158343 |
| Deed Book / Page | 13615 / 464 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2185 KNIGHTS RD, WINTER HAVEN, FL 33880-2724 |
| Document Number | 0107790932 |
| Instrument Date | Mar 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2185 KNIGHTS RD WINTER HAVEN FL 338802724, WINTER HAVEN, FL 33880-2724 |
| Document Number | 0107790932 |
|---|---|
| Date | Mar 15, 2019 |
| Book Page | 010779/000932 |
| Instrument | 52629 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 451 3RD ST NW, WINTER HAVEN, FL 33881-3402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 18, 2019 |
| Property Address | 2185 KNIGHTS RD, WINTER HAVEN, FL 33880-2724 |
| Document Number | 0107530872 |
| Book / Page | 010753 / 000872 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 32535 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2019 |
| Title Company | REAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2342 CHESTERFIELD CIR LAKELAND FL 338135839, LAKELAND, FL 33813-5839 |
| Document Number | 107530873 |
|---|---|
| Date | Feb 18, 2019 |
| Book Page | 010753/000873 |
| Instrument | 32536 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2049 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,242.00 (+16.11%) | $111,125 (-8.91%) | $135,500 (+11.07%) Land $100 Building $135,400 |
| 2023 | $1,931.00 (+9.53%) | $122,000 (+11.93%) Land $100 Building $121,900 | $122,000 (+11.93%) Land $100 Building $121,900 |
| 2022 | $1,763.00 | $109,000 Land $100 Building $108,900 | $109,000 Land $100 Building $108,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2017–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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