2185 Joanne Dr, Troy, MI 48084 Property Records

Oakland County property record for 2185 Joanne Dr, Troy, MI 48084

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,501 sqft · built 1968
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (Mar 2016)
Tax Bill$7,244 (2025)
Deeds & MortgagesFeb 2021 Line of Credit
Mar 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN88-20-19-228-006

Property Details

APN / Parcel Number

Primary APN88-20-19-228-006

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories3 Stories
Building Area2,501 sqft Living Area
1st Floor Area1,670 sqft
Basement Area1,670 sqft
Unfinished Basement957 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleTri-Level
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions150 ft deep x 90 ft wide
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area55 sqft
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2185 JOANNE DR
CityTROY
StateMI
Zip48084-1130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 19 TROY ESTATES SUB. LOT 55
Legal Range11E
Legal Township2N
Legal Section19
Legal SubdivisionTROY ESTATES SUB
Legal Lot Number55
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2012
Census Tract196700

Owner

2185 Joanne Dr is owned and occupied by an individual who bought it in March 2016.

Source: Oakland County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address2185 JOANNE DR, TROY, MI 48084-1130
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Mar 22, 2018Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2016 · Amount on File
Deed SaleMar 30, 2016 · Amount on File
Deed Document Number201655791
Deed Book / Page49200 / 854
Prior Transfer DateMay 23, 2012
Prior Transfer Doc0000117724
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2185 JOANNE DR, TROY, MI 48084-1130
Transaction TypeMortgage
Record UpdatedMar 4, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address2185 JOANNE DR, TROY, MI 48084-1130

Mortgage

Document Number0000032000
DateFeb 5, 2021
Book Page55643/715
Instrument32000
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueJan 14, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2185 JOANNE DR, TROY, MI 48084-1130
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043871
DateMar 22, 2018
Book Page51655/00036
Instrument43871
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMar 12, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 2185 Joanne Dr was $7,244 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,244.00
2023$428,700
2022$6,815.00$214,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2185 Joanne Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2185 Joanne Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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