2185 Hill Rd, Effort, PA 18330 Property Records

Monroe County property record for 2185 Hill Rd, Effort, PA 18330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,132 sqft · built 1995
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on Record
Last Sale	$178,000 (Jan 2018)
Tax Bill	$1,009 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02.88914`

Property Details

APN / Parcel Number

Primary APN	`02.88914`
Alternative APN	`02623900322226`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	528 sqft
Finished Basement	528 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	02623900322226
Street Address	2185 HILL RD
City	EFFORT
State	PA
Zip	18330-7714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 32 SEC 3
Legal Subdivision	WINTER HILL TERRACE SEC 3
Legal Block	32
Legal Lot Number	32
Jurisdiction	MONROE PA
Township / Civil Division	CHESTNUTHILL
Census Block Group	1
Census Block	1015
Census Tract	301204

Owner

Source: Monroe County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2185 HILL RD, EFFORT, PA 18330-7714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jan 2, 2018	Grant Deed, Transfer · FHA Mortgage ATLANTIC HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2018 · Amount on Record
Deed Sale	Jan 2, 2018 · Amount on Record
Prior Sale	Sep 23, 2016 · Amount on Record
Deed Document Number	2018122
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE PA
Property Address	2185 HILL RD, EFFORT, PA 18330-7714
Transaction Type	Mortgage
Record Updated	Feb 2, 2024
Title Company	FIRST TITLE COMPANY, FIRST TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 HILL RD, EFFORT, PA 18330-7714

Mortgage

Document Number	0000001899
Date	Jan 25, 2024
Book Page	2644/3388
Instrument	202401899

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE PA
Property Address	2185 HILL RD, EFFORT, PA 18330-7714
Transaction Type	Mortgage
Record Updated	Jul 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020382
Date	Jun 28, 2022
Book Page	2612/3334
Instrument	202220382

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE PA
Property Address	2185 HILL RD, EFFORT, PA 18330-7714
Transaction Type	Mortgage
Record Updated	Jun 9, 2022
Title Company	SOLIDIFI TITLE AGENCY OF UT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017618
Date	Aug 13, 2020
Book Page	2553/9331
Instrument	202017618

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE PA
Recording Date	Jan 2, 2018
Property Address	2185 HILL RD, EFFORT, PA 18330-7714
Document Number	0000000122
Book / Page	002503 / 009963
Instrument Date	Dec 21, 2017
Instrument	122
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	NLT REALTY TRANSFER SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,780.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 HILL RD EFFORT PA 183307714, EFFORT, PA 18330-7714

Mortgage

Document Number	123
Date	Jan 2, 2018
Book Page	002503/009972
Instrument	123

Lender

Name	ATLANTIC HM LOANS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Monroe County
County Subdivision	Chestnuthill Township
Unified School District	Pleasant Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,009.00 (+22.6%)	$124,050 (-) Land $30,840 Building $93,210
2024	$823.00 (+12.74%)	$124,050 (-) Land $30,840 Building $93,210
2023	$730.00	$124,050 Land $30,840 Building $93,210
2019			$124,050 Land $30,840 Building $93,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 79% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Cable	2,000 / 40

Cell Coverage

4G LTE (outdoors only), no 5G reported

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