2185 Hempstead Dr, Troy, MI 48083 Property Records

Oakland County property record for 2185 Hempstead Dr, Troy, MI 48083

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,560 sqft · built 1967
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$345,000 (Oct 2025)
Tax Bill$4,236 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN88-20-25-426-034

Property Details

APN / Parcel Number

Primary APN88-20-25-426-034

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories3 Stories
Building Area1,560 sqft Living Area
1st Floor Area988 sqft
Basement Area988 sqft
Unfinished Basement416 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 2006
Architectural StyleTri-Level
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions105 ft deep x 65 ft wide
Garage Area437 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area104 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2185 HEMPSTEAD DR
CityTROY
StateMI
Zip48083-2685
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1E
Legal DescriptionT2N, R11E, SEC 25 CARLSTON HEIGHTS SUB. LOT 373
Legal Range11E
Legal Township2N
Legal Section25
Legal SubdivisionCARLSTON HEIGHTS SUB
Legal Lot Number373
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1012
Census Tract197300

Owner

2185 Hempstead Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address28501 ARMANDA DR, WARREN, MI 48088-4302
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE CENTER
Jan 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST SAVINGS BANK
Mar 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 21, 2017Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2025 · Amount on File
Deed SaleOct 27, 2025 · Amount on File
Prior SaleAug 21, 2017 · Amount on File
Deed Document Number2025136790
Deed Book / Page60658 / 26
Prior Transfer DateSep 26, 2011
Prior Transfer Doc0000180231
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 27, 2025
Property Address2185 HEMPSTEAD DR, TROY, MI 48083-2685
Document Number0000136790
Book / Page60658 / 26
Map ReferenceLB 115 PG 5
Instrument DateOct 20, 2025
Instrument136790
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyDEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,587.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2185 HEMPSTEAD DR, TROY, MI 48083-2685

Transferred To (Grantee/Buyer)

NameVerified Name
Address28501 ARMANDA DR, WARREN, MI 48088-4302

Mortgage

Document Number0060653871
DateOct 27, 2025
Instrument60653/871
Lender
NameMORTGAGE CENTER
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2185 HEMPSTEAD DR, TROY, MI 48083-2685
Transaction TypeMortgage
Record UpdatedFeb 15, 2021
Title CompanyABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2185 HEMPSTEAD DR, TROY, MI 48083-2685

Mortgage

Document Number0000011332
DateJan 13, 2021
Book Page55504/292
Instrument11332
Lender
NameFIRST SAVINGS BANK
TypeBank
AddressCLARKSVILLE, IN 47129
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2185 HEMPSTEAD DR, TROY, MI 48083-2685
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000056693
DateMar 25, 2020
Book Page53990/793
Instrument56693
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 21, 2017
Property Address2185 HEMPSTEAD DR, TROY, MI 48083-2685
Document Number0000157446
Book / Page50991 / 00321
Map ReferenceLB 115 PG 5-8
Instrument DateAug 1, 2017
Instrument157446
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyLIBERTY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,857.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2185 HEMPSTEAD DR, 2185, TROY, MI 48083-2685

Transferred To (Grantee/Buyer)

NameVerified Name
Address23105 FOREST ST, OAK PARK, MI 48237-2370

Mortgage

Document Number0000157447
DateAug 21, 2017
Instrument157447
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2185 Hempstead Dr was $4,236 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictWarren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,236.00
2023$246,040
2022$3,878.00$123,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2185 Hempstead Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2185 Hempstead Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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