Cabarrus County property record for 2185 Gold Hill Rd, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,419 sqft · built 2006 |
| Lot Size | 10.8 acres (472,365 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,700 (Apr 2021) |
| Tax Bill | $5,691 (2023) |
| Deeds & Mortgages | May 2022 Line of Credit Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5641 04 3256 |
| Primary APN | 5641 04 3256 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,419 sqft Living Area |
| Gross Area | 8,555 sqft |
| 1st Floor Area | 2,561 sqft |
| Basement Area | 1,768 sqft |
| Unfinished Basement | 1,768 sqft |
| Sunroom | Sunroom |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 472,365 sqft (10.8 acres) |
| Lot Dimensions | 164 ft deep x 97 ft wide |
| Garage Type | Mixed |
| Garage Area | 791 sqft |
| Porch | Patio |
| Patio Area | 568 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 145462 |
|---|---|
| Street Address | 2185 GOLD HILL RD |
| City | CONCORD |
| State | NC |
| Zip | 28025-7940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AO |
| Legal Description | P/O 18 & 18A TRATON WOODS & ADJ PCL |
| Legal Subdivision | NEW GILEAD |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 5, NEW GILEAD |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 40600 |
Source: Cabarrus County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2185 GOLD HILL RD, CONCORD, NC 28025-7940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 2, 2022 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST BANK |
| Apr 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO IN |
| Mar 13, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2021 · Amount on Record |
| Deed Sale | Apr 6, 2021 · Amount on Record |
| Deed Document Number | 202115002 |
| Deed Book / Page | 15067 / 189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2185 GOLD HILL RD, CONCORD, NC 28025-7940 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2185 GOLD HILL RD, CONCORD, NC 28025-7940 |
| Document Number | 0001600321 |
|---|---|
| Date | May 2, 2022 |
| Book Page | 16003/21 |
| Name | COMMUNITY FIRST BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28217 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 6, 2021 |
| Property Address | 2185 GOLD HILL RD, CONCORD, NC 28025-7940 |
| Document Number | 0015067189 |
| Book / Page | 15067 / 189 |
| Map Reference | MB 16 PG 16 |
| Instrument Date | Apr 6, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9032 TREETOP WAY NW, 9032, CONCORD, NC 28027-0275 |
| Name | Verified Name |
|---|---|
| Address | 2185 GOLD HILL RD, CONCORD, NC 28025-7940 |
| Document Number | 0015067193 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 15067/193 |
| Name | FIRST CITIZENS BANK AND TRUST CO IN |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.99% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.99% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Mar 13, 2020 |
| Property Address | 2185 GOLD HILL RD, CONCORD, NC 28025-7940 |
| Document Number | 14058149 |
| Book / Page | 014058 / 000149 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 7859 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2185 GOLD HILL RD CONCORD NC 280257940, CONCORD, NC 28025-7940 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,108,530 (+59.73%) Land $281,860 Building $826,670 | ||
| 2024 | $1,108,530 (+59.73%) Land $281,860 Building $826,670 | ||
| 2023 | $5,691.00 | $694,020 Land $134,160 Building $559,860 | $694,020 Land $134,160 Building $559,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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