2185 E Round Lake Ln, Luck, WI 54853 Property Records

Polk County property record for 2185 E Round Lake Ln, Luck, WI 54853

Property Summary

Property Type	Single Family Home
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,500 (Oct 2008)
Tax Bill	$5,569 (2025)
Deeds & Mortgages	Aug 2013 Mortgage Jun 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026-00467-0000`

Property Details

APN / Parcel Number

Primary APN	`026-00467-0000`

Exterior

Lot Area	20,473 sqft (0.47 acres)

Location & Zoning

Street Address	2185 E ROUND LAKE LN
City	LUCK
State	WI
Zip	54853-2011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT GOV LOT 1 DESC IN V353 P608 AND V463 P770
Legal Range	16W
Legal Township	35N
Legal Section	13
Legal Lot Number	1
Jurisdiction	POLK WI
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1049
Census Tract	960303

Owner

Source: Polk County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1360 RIDGE CREST LN NW, ROCHESTER, MN 55901-3414
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2013	Deed of Trust, Mortgage WESTCONSIN CREDIT UNION
Jun 3, 2025	Warranty Deed, Transfer · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC
Feb 22, 2022	Intrafamily Transfer, Transfer
May 17, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2008 · Amount on Record
Deed Sale	Oct 16, 2008 · Amount on Record
Deed Document Number	2008750456
Last Transfer Date	Apr 25, 2018
Transfer Doc	0000861793
Record Updated	Sep 20, 2026

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	2185 E ROUND LAKE LN, LUCK, WI 54853-2011
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000812379
Date	Aug 6, 2013
Instrument	812379

Lender

Name	WESTCONSIN CREDIT UNION
Address	444 BROADWAY ST S, MENOMONIE, WI 54751

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2028

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Jun 3, 2025
Property Address	2185 E ROUND LAKE LN, LUCK, WI 54853-2011
Document Number	0000935879
Map Reference	DOC 309122
Instrument Date	May 28, 2025
Instrument	935879
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	PANOLA COUNTY ABSTRACT AND TITLE, POLK COUNTY ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000935880
Date	Jun 3, 2025
Instrument	935880

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	12.5%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK WI
Recording Date	Feb 22, 2022
Property Address	2185 E ROUND LAKE LN, LUCK, WI 54853-2011
Document Number	0000906241
Map Reference	DOC 309122
Instrument Date	Feb 18, 2022
Instrument	906241
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK WI
Recording Date	May 17, 2018
Property Address	2185 E ROUND LAKE LN, LUCK, WI 54853-2011
Document Number	0000861793
Map Reference	IN 353392 MB 353
Instrument Date	Apr 25, 2018
Instrument	861793
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Polk County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	Georgetown Town
Unified School District	Unity School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,569.00 (+31.19%)	$545,600 (+72.71%) Land $151,500 Building $394,100	$561,200 (+57.42%) Land $155,832 Building $405,368
2023	$4,245.00 (-26.6%)	$315,900 (-) Land $112,200 Building $203,700	$356,500 (-18.68%)
2022	$5,783.00	$315,900 Land $112,200 Building $203,700	$438,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lakeland Communications Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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