2185 E Bone Lake Ln, Luck, WI 54853 Property Records

Polk County property record for 2185 E Bone Lake Ln, Luck, WI 54853 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size38,333 sqft (0.88 acres)
OccupancyOwner Occupied
Last Sale$195,000 (2021)
Tax Bill$4,675.00 (2025)

Property Details

APN / Parcel Number

Primary APN026-00629-0000

Exterior

Lot Area38,333 sqft (0.88 acres)

Location & Zoning

Street Address2185 E BONE LAKE LN
CityLUCK
StateWI
Zip54853-2217
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 4 CSM 552 V3 P44 (388004) LOC IN PT GOV LOTS 1 & 2 INCLUDES ASSESSMENT FOR (LAKE ACCESS LOT) 026-00649-0000 EAST BONE LAK
Legal Lot Number4
JurisdictionPOLK WI
Minor Civil DivisionGEORGETOWN
Census Blockgroup1
Census Block1013
Census Tract960302

Owner

Source: Polk County records · APN 026-00629-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2185 E BONE LAKE LN, LUCK, WI 54853-2217
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROYAL CU
Jun 17, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 04, 2018Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 17, 2021 · Amount on Record
Deed SaleJun 17, 2021 · Amount on Record
Prior SaleOct 04, 2018 · Amount on Record
Deed Doc Number897568
Record RefreshedJun 08, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK WI
Property Address2185 E BONE LAKE LN, LUCK, WI 54853-2217
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000917026
DateApr 26, 2023
Instrument917026
Lender
NameROYAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.13%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateApr 01, 2020
Change FrequencyAnnually
Min Rate At Change4.13%
Max Rate At Change8.13%
Index1-Year CMT
Max Rate11.1%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK WI
Recording DateJun 17, 2021
Property Address2185 E BONE LAKE LN, LUCK, WI 54853-2217
Document Number0000897568
Map ReferenceMAP552 VL3 PG44
Instrument DateMay 14, 2021
Instrument897568
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyANCONA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$585.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000897569
DateJun 17, 2021
Instrument897569
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051
Interest
Rate TypeFixed Rate

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK WI
Recording DateOct 04, 2018
Property Address2185 E BONE LAKE LN, LUCK, WI 54853-2217
Document Number0000866172
Map ReferenceMAP 552 VL 3 PG 44
Instrument DateSep 19, 2018
Instrument866172
Transaction TypeTransfer
Record UpdatedMay 16, 2022
Title CompanyTITLE ONE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number0000866173
DateOct 04, 2018
Instrument866173
Lender
NameWELLS FARGO BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyPolk County
County SubdivisionGeorgetown Town
Unified School DistrictUnity School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,675.00 (+251.24%) Homeowner's exemption$578,400 (+281.28%) Land $66,400 Building $512,000$595,000 (+247.55%) Land $68,306 Building $526,694
2023$1,331.00 (-31.25%)$151,700 (+10.89%) Land $44,200 Building $107,500$171,200 (-9.8%)
2022$1,936.00$136,800 Land $39,300 Building $97,500$189,800

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