St. Charles County property record for 2185 Droste Rd, Saint Charles, MO 63301
| Property Type | Commercial |
|---|---|
| Details | 3,024 sqft · built 1977 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Company Name on File |
| Last Sale | $345,800 (Jun 2026) |
| Tax Bill | $6,304 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 086170B005 |
| Primary APN | 086170B005 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,024 sqft Gross Area |
| 1st Floor Area | 3,024 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Metal |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Area | 1,764 sqft |
| Sewer | Connected |
|---|
| Account Number | 086170B005 |
|---|---|
| Street Address | 2185 DROSTE RD |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4844 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | AB1 |
| Legal Description | ST CHAS COMMON BLK 6 PT LOT 14 |
| Legal Subdivision | FLAIR FOREST 04 |
| Legal Block | 6 |
| Legal Lot Number | 14 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 310700 |
Source: St. Charles County records · APN 086170B005
Assessment roll updated August 13, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7500 W 160TH ST, 101, STILWELL, KS 66085-8100 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on Record |
| Deed Sale | Jun 10, 2026 · Amount on Record |
| Prior Sale | May 07, 1998 · Amount on Record |
| Deed Document Number | 202627184 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 10, 2026 |
| Property Address | 2185 DROSTE RD, SAINT CHARLES, MO 63301-4844 |
| Document Number | 0000027184 |
| Instrument Date | Jun 04, 2026 |
| Instrument | 202627184 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Number | 0000027185, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202627185 |
| Name | UNION BANK & TRUST CO |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 09, 2027 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,304.00 (+3.06%) | $93,562 (+5.33%) | $292,380 (+5.33%) Land $96,431 Building $195,949 |
| 2024 | $6,117.00 | ||
| 2023 | $88,828 | ||
| 2022 | $277,587 Land $96,431 Building $181,156 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1981–2022) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 303 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES PWS serves 78,961 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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