2185 Division St, Bellingham, WA 98226 Property Records

Whatcom County property record for 2185 Division St, Bellingham, WA 98226

Property Summary

Property Type	Wholesale Outlet, Discount Store (Franchise)
Details	17,698 sqft · built 1980
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on Record
Tax Bill	$12,161 (2025)
Deeds & Mortgages	Nov 2024 Mortgage May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`380317-406330-0000`

Property Details

APN / Parcel Number

Primary APN	`380317-406330-0000`
Alternative APNs	`179777` `18381`

Interior

Building Area	17,698 sqft Gross Area
1st Floor Area	17,698 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1996
Exterior Material	Wood
Lot Area	64,469 sqft (1.48 acres)
Canopy	2,100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar

Location & Zoning

Account Number	179777
Street Address	2185 DIVISION ST
City	BELLINGHAM
State	WA
Zip	98226
Property Category	Commercial
Property Type	Commercial > Retail > Wholesale Outlet, Discount Store (Franchise)
Local Zoning Code	HI
Legal Description	LOT 3 KATE ALEXANDER SHORT PLAT REC AF 2150301988
Legal Range	03
Legal Township	38
Legal Section	17
Legal Subdivision	KATE ALEXANDER SHORT PLAT
Legal Block	2
Legal Lot Number	3
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2015
Census Tract	102

Owner

Source: Whatcom County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6574 N STAR RD, FERNDALE, WA 98248-8712
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2024	Deed of Trust, Mortgage WILLIAM TOD LEHECKA ETUX
May 18, 2018	Loan Modification, Mortgage MATTHEW W & JULIE K DOWN

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2185 DIVISION ST, BELLINGHAM, WA 98226
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	GUARDIAN ANGEL TITLE, GUARDIAN NORTHWEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001101731
Date	Nov 25, 2024
Instrument	2024-1101731

Lender

Name	WILLIAM TOD LEHECKA ETUX
Type	Private Party
Address	PO BOX 177, BURLINGTON, WA 98233

Agreement

Amount	Amount Recorded

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHATCOM WA
Property Address	2185 DIVISION ST, BELLINGHAM, WA 98226
Document Number	2180502454
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property

Mortgage

Document Number	2180502454
Date	May 21, 2018
Instrument	502454

Lender

Name	MATTHEW W & JULIE K DOWN

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,161.00 (+0.04%)	$1,512,305 (+1.74%) Land $889,259 Building $623,046	$1,512,305 (+1.74%) Land $889,259 Building $623,046
2024	$12,156.00 (+51.97%)	$1,486,424 (+27%) Land $863,378 Building $623,046	$1,486,424 (+27%) Land $863,378 Building $623,046
2022		$1,170,412 Land $679,825 Building $490,587	$1,170,412 Land $679,825 Building $490,587
2021	$7,999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, CenturyLink, Verizon.

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