2185 Deer Run Ln, Fleming Island, FL 32003 Property Records

Clay County property record for 2185 Deer Run Ln, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,604 sqft · built 1980
Lot Size	0.497 acres (21,692 sqft)
Owner	2 Individual Names on File
Last Sale	$63,900 (May 1983)
Tax Bill	$991 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-05-26-014221-028-00`

Property Details

APN / Parcel Number

Primary APN	`05-05-26-014221-028-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,604 sqft Heated Area
Gross Area	2,044 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,692 sqft (0.497 acres)
Lot Dimensions	217 ft deep x 100 ft wide
Garage Area	308 sqft

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Patio Area	100 sqft
Fence	Fence
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2185 DEER RUN LN
City	FLEMING ISLAND
State	FL
Zip	32003-7935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 27 DEER RUN REPLAT AS RECO R 725 PG 113
Legal Range	26
Legal Township	05
Legal Section	05
Legal Subdivision	DEER RUN
Legal Lot Number	27
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1008
Census Tract	30707

Owner

2185 Deer Run Ln is owned and occupied by two individuals who bought it in May 1983.

Source: Clay County records, as of December 18, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	2185 DEER RUN LN, FLEMING ISLAND, FL 32003-7935
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL SAVINGS BANK
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Mar 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Feb 16, 2017	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 1983 · Amount on File
Deed Sale	May 1, 1983 · Amount on File
Deed Document Number	0000725113
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Recording Date	May 4, 2026
Property Address	2185 DEER RUN LN, FLEMING ISLAND, FL 32003-7935
Document Number	0050411416
Book / Page	5041 / 1416
Instrument Date	Apr 25, 2026
Instrument	202621597
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 DEER RUN LN, FLEMING ISLAND, FL 32003-7935
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021597,
Date	May 4, 2026
Book Page	5041/1416
Instrument	202621597

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2185 DEER RUN LN, FLEMING ISLAND, FL 32003-7935
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	EXECUTIVE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 DEER RUN LN, FLEMING ISLAND, FL 32003-7935

Mortgage

Document Number	0045201024
Date	Oct 8, 2021
Book Page	4520/1024
Instrument	2021064090

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2031

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2185 DEER RUN LN, FLEMING ISLAND, FL 32003-7935
Document Number	0039590348
Book / Page	003959 / 000348
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Jun 1, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2185 DEER RUN LN FLEMING ISLAND FL 320037935, FLEMING ISLAND, FL 32003-7935

Mortgage

Document Number	0039590348
Date	Apr 4, 2017
Book Page	003959/000348
Instrument	16591

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 3, 2027

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2185 DEER RUN LN, FLEMING ISLAND, FL 32003-7935
Document Number	0039491491
Book / Page	003949 / 001491
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	May 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2185 DEER RUN LN FLEMING ISLAND FL 320037935, FLEMING ISLAND, FL 32003-7935

Mortgage

Document Number	0039491491
Date	Mar 3, 2017
Book Page	003949/001491
Instrument	10975

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 2, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2185 Deer Run Ln was $991 with exemptions applied.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$991.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$110,167	$250,091 Land $45,000 Building $205,091
2023	$1,227.00 (+14.78%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$103,945 (+3%)	$242,915 (+15.36%) Land $45,000 Building $197,915
2022	$1,069.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$100,918	$210,566 Land $35,000 Building $175,566

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2185 Deer Run Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 90 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2185 Deer Run Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

Nearby Properties on Deer Run Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures