2185 Cumberland Loop, Roseville, CA 95747 Property Records

Placer County property record for 2185 Cumberland Loop, Roseville, CA 95747

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,459 sqft · built 2019
Lot Size	0.185 acres (8,059 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Aug 2026)
Tax Bill	$9,589 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`492-330-022-000`

Property Details

APN / Parcel Number

Primary APN	`492-330-022-000`
Alternative APN	`492-330-022`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,459 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	8,059 sqft (0.185 acres)
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	492-330-022
Street Address	2185 CUMBERLAND LOOP
City	ROSEVILLE
State	CA
Zip	95747-4284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 FIDDYMENT RANCH PH 2 VILLAGE F-9C MOR EE-2
Legal Subdivision	FIDDYMENT RANCH
Legal Lot Number	22
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4008
Census Tract	21328

Owner

Source: Placer County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2185 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4284
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FEDERAL CREDIT UNION
Aug 21, 2026	Affidavit, Transfer
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 26, 2021	Intrafamily Transfer, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Feb 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 7, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2026 · Amount on Record
Deed Sale	Aug 21, 2026 · Amount on Record
Prior Sale	Jan 26, 2021
Deed Document Number	202648411
Prior Transfer Date	Jan 12, 2021
Prior Transfer Doc	0000010968
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 21, 2026
Property Address	2185 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4284
Document Number	0000048411
Instrument Date	Aug 16, 2026
Instrument	202648411
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4284

Mortgage

Document Number	0000048412,
Date	Aug 21, 2026
Instrument	202648412

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	PLACER CA
Recording Date	Aug 21, 2026
Property Address	2185 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4284
Document Number	0000048410
Instrument Date	Aug 14, 2026
Instrument	202648410
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2185 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4284
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4284

Mortgage

Document Number	0000016091
Date	Feb 22, 2022
Instrument	2022-0016091

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Jan 26, 2021
Property Address	2185 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4284
Document Number	0000010968
Map Reference	MB EE PG 2
Instrument Date	Jan 12, 2021
Instrument	2021-0010968
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2185 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4284

Mortgage

Document Number	0000010969
Date	Jan 26, 2021
Instrument	2021-0010969

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Feb 4, 2020
Property Address	2185 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4284
Document Number	0000009924
Instrument Date	Feb 3, 2020
Instrument	9924
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 LAKE FRNT DR #816 SACRAMENTO CA 95813, 816, SACRAMENTO, CA 95813

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Jul 23, 2019
Property Address	2185 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4284
Document Number	0000051689
Instrument Date	Jul 9, 2019
Instrument	51689
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2185 CUMBERLAND LOOP ROSEVILLE CA 957474284, ROSEVILLE, CA 95747-4284

March 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 7, 2019
Property Address	2185 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4284
Document Number	0000013725
Map Reference	MB EE PG 2
Instrument Date	Feb 27, 2019
Instrument	2019-0013725
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2185 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4284

Mortgage

Document Number	0000013726
Date	Mar 7, 2019
Instrument	2019-0013726

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$643,092 (+2%) Land $169,228 Building $473,864
2025	$9,589.00 (+2.47%) Homeowner's exemption	$630,483 (+4.04%) Land $165,910 Building $464,573
2024	$9,358.00 (+2.06%)
2023	$9,169.00 (-1.45%) Homeowner's exemption	$606,002 Land $159,468 Building $446,534
2022	$9,304.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath, Verizon.

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