Rockingham County property record for 2185 Cloverleaf Ln, Dayton, VA 22821
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,568 sqft · built 2009 |
| Lot Size | 0.506 acres (22,041 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Aug 2026) |
| Tax Bill | $1,849 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Dec 2012 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90B-(5)-L18 |
| Primary APN | 90B-(5)-L18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,568 sqft Living Area |
| Gross Area | 3,840 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,041 sqft (0.506 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | R46770 |
|---|---|
| Street Address | 2185 CLOVERLEAF LN |
| City | DAYTON |
| State | VA |
| Zip | 22821-2636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | CLOVERDALE ESTATES L18 |
| Legal Subdivision | CLOVERDALE EST |
| Legal Lot Number | 18 |
| Jurisdiction | ROCKINGHAM VA |
| Township / Civil Division | ASHBY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 11200 |
2185 Cloverleaf Ln is owned and occupied by two individuals who bought it in August 2026.
Source: Rockingham County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2185 CLOVERLEAF LN, DAYTON, VA 22821-2636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed, Transfer · Conventional Mortgage USAA FSB |
| Dec 12, 2012 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 8, 2026 | Deed of Trust, Mortgage · Line of Credit PARK VIEW FEDERAL CREDIT UNION |
| Nov 20, 2020 | Deed, Transfer · Conventional Mortgage VBS MORTGAGE LLC |
| May 29, 2009 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2026 · Amount on File |
| Deed Sale | Aug 25, 2026 · Amount on File |
| Prior Sale | Nov 20, 2020 · Amount on File |
| Deed Document Number | 202618967 |
| Deed Book / Page | 6089 / 181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Aug 25, 2026 |
| Property Address | 2185 CLOVERLEAF LN, DAYTON, VA 22821-2636 |
| Document Number | 0000018967 |
| Book / Page | 6089 / 181 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 202618967 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39,895.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2185 CLOVERLEAF LN, DAYTON, VA 22821-2636 |
| Document Number | 0000018968, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 202618968 |
| Name | USAA FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Property Address | 2185 CLOVERLEAF LN, DAYTON, VA 22821-2636 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | WEST VIEW TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 004157/403 |
|---|---|
| Date | Dec 12, 2012 |
| Book Page | 4157/403 |
| Instrument | 2012-00034101 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2033 |
| Rate | 3.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Apr 8, 2026 |
| Property Address | 2185 CLOVERLEAF LN, DAYTON, VA 22821-2636 |
| Document Number | 0000007592 |
| Book / Page | 6033 / 650 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 20267592 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000007592, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 6033/650 |
| Instrument | 20267592 |
| Name | PARK VIEW FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Nov 20, 2020 |
| Property Address | 2185 CLOVERLEAF LN, DAYTON, VA 22821-2636 |
| Document Number | 005332/311 |
| Book / Page | 5332 / 311 |
| Map Reference | MB 2866 PG 674 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 2020-27997 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2185 CLOVERLEAF LN, DAYTON, VA 22821-2636 |
| Document Number | 0202027998 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 2020-27998 |
| Name | VBS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | May 29, 2009 |
| Property Address | 2185 CLOVERLEAF LN, DAYTON, VA 22821-2636 |
| Document Number | 003527/760 |
| Book / Page | 3527 / 760 |
| Instrument Date | Apr 20, 2009 |
| Instrument | 2009-00016529 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | MULTIPLE |
| Tax | $888.33 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2185 CLOVELEAF LN, DAYTON, VA 22821-2636 |
| Document Number | 200900016530 |
|---|---|
| Date | May 29, 2009 |
| Instrument | 2009-00016530 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2039 |
The 2026 property tax bill for 2185 Cloverleaf Ln was $1,849, up 5.1% from the year before.
Source: Rockingham County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Rockingham County |
| Unified School District | Rockingham County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,849.00 (+5.12%) | $280,300 (+8.31%) Land $55,000 Building $225,300 | $280,300 Land $55,000 Building $225,300 |
| 2025 | $1,759.00 | $258,800 Land $40,000 Building $218,800 | |
| 2022 | $258,800 Land $40,000 Building $218,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2185 Cloverleaf Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (1996–2014) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Nov 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2185 Cloverleaf Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LILLY SUBDIVISION SANITARY DIST. - RCPW serves 182 people · EPA ID VA2165466 |
|---|---|
| Water Source | Purchased surface water from CITY OF HARRISONBURG |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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