2185 Charlotte Ct, Wheaton, IL 60189 Property Records

DuPage County property record for 2185 Charlotte Ct, Wheaton, IL 60189

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,430 sqft · built 1988
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$477,500 (Jul 2019)
Tax Bill	$11,668 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-30-102-010`

Property Details

APN / Parcel Number

Primary APN	`05-30-102-010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,430 sqft Living Area
Gross Area	3,850 sqft
Basement Area	1,230 sqft
Finished Basement	1,230 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Sawtooth
Roof Material	Wood
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	11.5 ft deep x 7.6 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	Deck Area
Patio Area	664 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2185 CHARLOTTE CT
City	WHEATON
State	IL
Zip	60189-7882
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MILLARS SUB ALL
Legal Subdivision	MILLARS SUB
Legal Lot Number	7
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3031
Census Tract	842602

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2185 CHARLOTTE CT, WHEATON, IL 60189-7882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 3, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2019 · Amount on Record
Deed Sale	Jul 3, 2019 · Amount on Record
Prior Sale	May 25, 2001 · Amount on Record
Deed Document Number	201954303
Prior Transfer Date	Mar 10, 1994
Prior Transfer Doc	0000063443
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	2185 CHARLOTTE CT, WHEATON, IL 60189-7882
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000176554
Date	Dec 9, 2021
Instrument	R2021-176554

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.75%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 3, 2019
Property Address	2185 CHARLOTTE CT, WHEATON, IL 60189-7882
Document Number	0000054303
Instrument Date	Jun 4, 2019
Instrument	54303
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$716.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 CHARLOTTE CT WHEATON IL 601897882, WHEATON, IL 60189-7882

Mortgage

Document Number	54304
Date	Jul 3, 2019
Instrument	54304

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,668.00 (+8.75%)	$200,642 (+24.68%) Land $39,850 Building $160,792	$601,926 (+24.68%) Land $119,550 Building $482,376
2022	$10,729.00 Homeowner's exemption	$160,930 Land $31,960 Building $128,970	$482,790 Land $95,880 Building $386,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1985–1987)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ARROWHEAD private · serves 1,581 people · EPA ID IL0435150
Water Source	Purchased surface water from WHEATON
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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