2185 Cedar Forest Ct, Chesterfield, MO 63017 Property Records

St. Louis County property record for 2185 Cedar Forest Ct, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,567 sqft · built 1978
Lot Size	0.287 acres (12,480 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,814 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20T-34-0363`

Property Details

APN / Parcel Number

Primary APN	`20T-34-0363`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,567 sqft Living Area
Gross Area	3,027 sqft
1st Floor Area	1,204 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,480 sqft (0.287 acres)
Lot Dimensions	130 ft deep x 96 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	375 sqft
Porch	Open Frame Porch
Porch Area	215 sqft
Deck Area	539 sqft
Patio Area	202 sqft
Balcony Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2185 CEDAR FOREST CT
City	CHESTERFIELD
State	MO
Zip	63017-7201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R2
Legal Description	CLARKSON WOODS SOUTH PLAT 2 12 12 77 LOT 64
Legal Subdivision	CLARKSON WOODS SOUTH PLAT 2
Legal Lot Number	64
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	1
Census Block	1017
Census Tract	217851

Owner

2185 Cedar Forest Ct is owned by two individuals who acquired it in May 2025.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2185 CEDAR FOREST MO, MO
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 22, 2025
Transfer Doc	0000000257
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	2185 CEDAR FOREST CT, CHESTERFIELD, MO 63017-7201
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 CEDAR FOREST CT, CHESTERFIELD, MO 63017-7201

Mortgage

Document Number	0246483524
Date	Feb 16, 2021
Book Page	24648/3524
Instrument	2021021600403

Lender

Name	SOUTHERN BANK
Type	Bank
Address	WEST PLAINS, MO 65775

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 25, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 2185 Cedar Forest Ct was $7,814, up 22.6% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,250 (-) Land $30,550 Building $83,700	$601,300 (-) Land $160,800 Building $440,500
2025	$7,814.00 (+22.57%)	$114,250 Land $30,550 Building $83,700	$601,300 Land $160,800 Building $440,500
2024	$6,375.00 (+0.08%)
2023	$6,370.00 (+9.92%)	$91,290 (+17.82%) Land $22,910 Building $68,380	$480,500 Land $120,600 Building $359,900
2022	$5,795.00	$77,480 Land $26,730 Building $50,750
2021			$407,800 Land $140,700 Building $267,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2185 Cedar Forest Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2185 Cedar Forest Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20