2185 Cat Square Rd, Vale, NC 28168 Property Records

Lincoln County property record for 2185 Cat Square Rd, Vale, NC 28168

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,106 sqft · built 1949
Lot Size	1 acres (43,952 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jul 2024)
Tax Bill	$1,082 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2686-20-7534`

Property Details

APN / Parcel Number

Primary APN	`2686-20-7534`
Alternative APNs	`268600207534` `286201` `304909` `12878`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,106 sqft Living Area
Basement Area	1,050 sqft
Unfinished Basement	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	43,952 sqft (1 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	304909
Street Address	2185 CAT SQUARE RD
City	VALE
State	NC
Zip	28168-8766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-N
Legal Description	#1 TRACT K J HOUSER SUB
Legal Subdivision	TRACT K J HOUSER
Legal Tract	K
Jurisdiction	LINCOLN NC
Township / Civil Division	HOWARDS CREEK
Census Block Group	1
Census Block	1041
Census Tract	70600

Owner

Source: Lincoln County records, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2185 CAT SQUARE RD, VALE, NC 28168-8766
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 18, 2021	Intrafamily Transfer, Transfer · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
May 28, 2019	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MTG
Aug 16, 2017	Warranty Deed, Transfer · Conventional with PMI AMERICAN SEC MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2024 · Amount on Record
Deed Sale	Jul 19, 2024 · Amount on Record
Prior Sale	Aug 18, 2021
Deed Document Number	2024682853
Deed Book / Page	3338 / 338
Prior Transfer Date	Aug 11, 2021
Prior Transfer Doc	0003074505
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2185 CAT SQUARE RD, VALE, NC 28168-8766
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	TRUSTPRO T&E INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 CAT SQUARE RD, VALE, NC 28168-8766

Mortgage

Document Number	0003479167
Date	Feb 20, 2026
Book Page	3479/167
Instrument	705708

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Aug 18, 2021
Property Address	2185 CAT SQUARE RD, VALE, NC 28168-8766
Document Number	0003074505
Book / Page	3074 / 505
Map Reference	MB H PG 410
Instrument Date	Aug 11, 2021
Instrument	637081
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 CAT SQUARE RD, VALE, NC 28168-8766

Mortgage

Document Number	0000637082
Date	Aug 18, 2021
Instrument	637082

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	May 28, 2019
Property Address	2185 CAT SQUARE RD, VALE, NC 28168-8766
Document Number	2819567
Book / Page	002819 / 000567
Instrument Date	May 23, 2019
Instrument	592992
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 CAT SQUARE RD VALE NC 281688766, VALE, NC 28168-8766

Mortgage

Document Number	2819569
Date	May 28, 2019
Book Page	002819/000569
Instrument	592993

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 16, 2017
Property Address	2185 CAT SQUARE RD, VALE, NC 28168-8766
Document Number	2685817
Book / Page	002685 / 000817
Instrument Date	Aug 14, 2017
Instrument	566722
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 CAT SQUARE RD VALE NC 281688766, VALE, NC 28168-8766

Mortgage

Document Number	2685819
Date	Aug 16, 2017
Book Page	002685/000819
Instrument	566723

Lender

Name	AMERICAN SEC MTG CORP
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,082.00 (+1.88%)	$151,083 (+%) Land $28,059 Building $123,024	$151,083 (+%) Land $28,059 Building $123,024
2023	$1,062.00	$151,081 Land $75,168 Building $75,913	$151,081 Land $75,168 Building $75,913

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · Severe Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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