2185 Bur Oak Blvd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2185 Bur Oak Blvd, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,972 sqft · built 2019
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Company Names on File
Last Sale	$409,000 (Jul 2021)
Tax Bill	$5,547 (2025)
Deeds & Mortgages	Feb 2025 Transfer Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082631397300011160`

Property Details

APN / Parcel Number

Primary APN	`082631397300011160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,972 sqft Heated Area
Gross Area	2,588 sqft
1st Floor Area	1,972 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Finished
Garage Area	438 sqft
Porch	Open Porch
Porch Area	178 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2185 BUR OAK BLVD
City	SAINT CLOUD
State	FL
Zip	34771-8411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIVE OAK LAKE PH 1 PB 27 PGS 55-59 LOT 116
Legal Range	31E
Legal Township	26S
Legal Section	08
Legal Subdivision	LIVE OAK LAKE PHS 1 2 & 3
Legal Phase	1
Legal Tract	3973
Legal Lot Number	116
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1009
Census Tract	43301

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	2185 BUR OAK BLVD, SAINT CLOUD, FL 34771-8411
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 12, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 31, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Prior Sale	Jul 12, 2021 · Amount on Record
Deed Document Number	0060000031
Deed Book / Page	6000 / 31
Last Transfer Date	Feb 14, 2025
Transfer Doc	0067402314
Record Updated	Jun 8, 2026

February 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Feb 14, 2025
Property Address	2185 BUR OAK BLVD, SAINT CLOUD, FL 34771-8411
Document Number	0067402314
Book / Page	6740 / 2314
Map Reference	MB 27 PG 55
Instrument Date	Sep 30, 2024
Instrument	2025019787
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2185 BUR OAK BLVD, SAINT CLOUD, FL 34771-8411

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2185 BUR OAK BLVD, SAINT CLOUD, FL 34771-8411

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 12, 2021
Property Address	2185 BUR OAK BLVD, SAINT CLOUD, FL 34771-8411
Document Number	0060000031
Book / Page	6000 / 31
Map Reference	MB 27 PG 55
Instrument Date	Jul 6, 2021
Instrument	2021107775
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ARTESIAN TITLE, ARTESIAN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,863.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3201 W CENTRAL BLVD, ORLANDO, FL 32805-2054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 BUR OAK BLVD, SAINT CLOUD, FL 34771-8411

Mortgage

Document Number	0000600033
Date	Jul 12, 2021
Instrument	6000/33

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 31, 2019
Property Address	2185 BUR OAK BLVD, SAINT CLOUD, FL 34771-8411
Document Number	0056151119
Book / Page	5615 / 1119
Map Reference	MB 27 PG 55-59
Instrument Date	Oct 29, 2019
Instrument	2019141225
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	DBA PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,117.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	2185 BUR OAK BLVD, SAINT CLOUD, FL 34771-8411

Mortgage

Document Number	0056151121
Date	Oct 31, 2019
Instrument	5615/1121

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,547.00 (+17.15%) Homeowner's exemption	$352,800 (+5.39%) Land $82,500 Building $270,300	$352,800 (+2.47%) Land $82,500 Building $270,300
2023	$4,735.00 (+3.91%) Homeowner's exemption	$334,750 (+3%)	$344,300 (+5.94%) Land $71,500 Building $272,800
2022	$4,557.00 Homeowner's exemption	$325,000 Land $66,000 Building $259,000	$325,000 Land $66,000 Building $259,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Lumen Technologies, Verizon.

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