2185 Bowles Ranch Rd, Belton, TX 76513 Property Records

Bell County property record for 2185 Bowles Ranch Rd, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2,398 sqft · built 2019
Lot Size	0.501 acres (21,824 sqft)
Owner	Individual Name on File
Tax Bill	$6,038 (2022)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0392703354`

Property Details

APN / Parcel Number

Primary APN	`0392703354`
Alternative APNs	`387072` `826010`

Interior

Stories	1 Story
Building Area	2,398 sqft Living Area
1st Floor Area	2,398 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,824 sqft (0.501 acres)
Lot Dimensions	209 ft deep x 105 ft wide
Garage Type	Detached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	826010
Street Address	2185 BOWLES RANCH RD
City	BELTON
State	TX
Zip	76513-5866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH CREST PHASE I, BLOCK 002, LOT 0004, ACRES .501
Legal Subdivision	HIGH CREST PHASE I
Legal Block	2
Legal Lot Number	4
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	2
Census Block	2001
Census Tract	22002

Owner

2185 Bowles Ranch Rd is owned and occupied by an individual who acquired it in June 2022.

Source: Bell County records, as of November 9, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2185 BOWLES RANCH RD, BELTON, TX 76513-5866
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 6, 2022	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 20, 2017	Grant Deed, Transfer MARK M SEP
Apr 5, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022
Deed Sale	Jun 6, 2022
Deed Document Number	2022035828
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2185 BOWLES RANCH RD, BELTON, TX 76513-5866
Transaction Type	Mortgage
Record Updated	Nov 10, 2023
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063093
Date	Sep 27, 2021
Instrument	2021063093

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 6, 2022
Property Address	2185 BOWLES RANCH RD, BELTON, TX 76513-5866
Document Number	0000035828
Map Reference	CAB D SL 131-A
Instrument Date	Jun 2, 2022
Instrument	2022035828
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2185 BOWLES RANCH RD, BELTON, TX 76513-5866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 BOWLES RNCH, BELTON, TX 76513-5866

Mortgage

Document Number	0000035829
Date	Jun 6, 2022
Instrument	2022035829

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Jul 20, 2017
Property Address	2207 BOWLES RNCH, BELTON, TX 76513
Document Number	0000030233
Instrument Date	Jul 19, 2017
Instrument	30233
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 BRUTON LN GATESVILLE TX 765284050, GATESVILLE, TX 76528-4050

Mortgage

Document Number	30234
Date	Jul 20, 2017
Instrument	30234

Lender

Name	MARK M SEP
Address	PO BOX 6101, TEMPLE, TX 76503-6101

Agreement

Amount	Amount on Record
Term	24 Months
Due	Jul 19, 2019

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Apr 5, 2017
Property Address	2207 BOWLES RNCH, BELTON, TX 76513
Document Number	0000013462
Instrument Date	Mar 30, 2017
Instrument	13462
Transaction Type	Transfer
Record Updated	May 1, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6101 TEMPLE TX 765036101, TEMPLE, TX 76503-6101

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$507,396 Land $60,000 Building $447,396	$507,396 Land $60,000 Building $447,396
2022	$6,038.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2185 Bowles Ranch Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2185 Bowles Ranch Rd is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	439 WSC serves 7,836 people · EPA ID TX0140076
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP, Nextlink.

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