2185 Bluestone Cir, Chula Vista, CA 91913 Property Records

San Diego County property record for 2185 Bluestone Cir, Chula Vista, CA 91913

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,316 sqft
Owner	Individual Name on File
Last Sale	$637,000 (Dec 2025)
Tax Bill	$10,861 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`644-071-16-45`

Property Details

APN / Parcel Number

Primary APN	`644-071-16-45`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,316 sqft Living Area

Exterior

Architectural Style	Condo/Apartment

Location & Zoning

Street Address	2185 BLUESTONE CIR
City	CHULA VISTA
State	CA
Zip	91913-4001
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PC
Legal Description	LOT 16 US 90 PER DOC21-0274580&21-0768467&UND INT IN MODULE B TR 016428
Legal Tract	016428
Legal Block	3
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	13317

Owner

2185 Bluestone Cir, a condominium, is owned and occupied by an individual who bought it in December 2025.

Source: San Diego County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2185 BLUESTONE CIR, CHULA VISTA, CA 91913-4001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK
Dec 24, 2025	Grant Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC
Jul 5, 2022	Grant Deed, Subdivision Related Transfer · Conventional Mortgage POINT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2025 · Amount on File
Deed Sale	Dec 24, 2025 · Amount on File
Prior Sale	Jul 5, 2022 · Amount on File
Deed Document Number	2025363356
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 29, 2026
Property Address	2185 BLUESTONE CIR, CHULA VISTA, CA 91913-4001
Document Number	0000281776
Instrument Date	Sep 22, 2026
Instrument	2026281776
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	OMA TITLE, DOMA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 BLUESTONE CIR, CHULA VISTA, CA 91913-4001

Mortgage

Document Number	0000281776,
Date	Sep 29, 2026
Instrument	2026281776

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 24, 2025
Property Address	2185 BLUESTONE CIR, CHULA VISTA, CA 91913-4001
Document Number	0000363356
Map Reference	DOC 2021-0274580
Instrument Date	Nov 17, 2025
Instrument	2025-0363356
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 BLUESTONE CIR, CHULA VISTA, CA 91913-4001

Mortgage

Document Number	0000363357
Date	Dec 24, 2025
Instrument	2025-0363357

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

July 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 5, 2022
Property Address	2185 BLUESTONE CIR, CHULA VISTA, CA 91913-4001
Document Number	0000273095
Map Reference	DOC 2020-7000372
Instrument Date	May 21, 2022
Instrument	2022-0273095
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 23, 2025
Title Company	LENNAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 BLUESTONE CIR, CHULA VISTA, CA 91913-4001

Mortgage

Document Number	0000273096
Date	Jul 5, 2022
Instrument	2022-0273096

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Mortgage

Document Number	0000273097
Date	Jul 5, 2022
Instrument	2022-0273097

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company
Address	CHULA VISTA, CA 91914

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 28, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2185 Bluestone Cir was $10,861.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$637,000 (+4.5%) Land $380,000 Building $257,000
2025	$10,861.00	$609,570 Land $353,736 Building $255,834
2023	$10,376.00 (+106.82%)	$585,900 Land $340,000 Building $245,900
2022	$5,017.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2185 Bluestone Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2185 Bluestone Cir is high, ranking above 78% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon, Wyyerd Connect.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bluestone Cir

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