2185 Barding Ave, Decatur, IL 62526 Property Records

Macon County property record for 2185 Barding Ave, Decatur, IL 62526

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,416 sqft · built 1984
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$87,000 (May 2020)
Tax Bill	$3,416 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-12-04-356-001`

Property Details

APN / Parcel Number

Primary APN	`04-12-04-356-001`
Alternative APN	`12-04-356-001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,890 sqft (0.25 acres)
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	041204356001
Street Address	2185 BARDING AVE
City	DECATUR
State	IL
Zip	62526-3478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	SUMMIT RIDGE LOT 17 IRREG
Legal Range	02E
Legal Township	16N
Legal Section	04
Legal Subdivision	SUMMIT RDG
Legal Lot Number	17
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1000
Census Tract	1801

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2185 BARDING AVE, DECATUR, IL 62526-3478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Warranty Deed, Transfer · Conventional Mortgage HICKORY POINT BANK & TRUST FSB
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage STALEY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2020 · Amount on Record
Deed Sale	May 11, 2020 · Amount on Record
Prior Sale	Mar 1, 1994 · Amount on Record
Deed Document Number	20201960587
Deed Book / Page	4739 / 180
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	May 11, 2020
Property Address	2185 BARDING AVE, DECATUR, IL 62526-3478
Document Number	4739/180
Book / Page	4739 / 180
Map Reference	PB 1832 PG 123
Instrument Date	May 8, 2020
Instrument	1960587
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 BARDING AVE, DECATUR, IL 62526-3478

Mortgage

Document Number	1960588
Date	May 11, 2020
Instrument	1960588

Lender

Name	HICKORY POINT BANK & TRUST FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	004739/201
Date	May 11, 2020
Book Page	4739/201
Instrument	1960590

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2185 BARDING AVE, DECATUR, IL 62526-3478
Transaction Type	Mortgage
Record Updated	Jan 8, 2020
Title Company	CENTRAL ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4713/713
Date	Dec 10, 2019
Book Page	4713/713
Instrument	1955006

Lender

Name	STALEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 30, 2029

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,416.00	$42,605 Land $7,468 Building $35,137	$127,828 Land $22,406 Building $105,422

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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