Tuolumne County property record for 21848 el Oso Way, Sonora, CA 95370
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,653 sqft · built 2008 |
| Lot Size | 0.502 acres (21,870 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Aug 2026) |
| Tax Bill | $5,257 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 085-240-004-000 |
| Primary APN | 085-240-004-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 2,653 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 21,870 sqft (0.502 acres) |
| Cooling System | HVAC |
|---|
| Old Parcel Number | 085-240-004 |
|---|---|
| Street Address | 21848 EL OSO WAY |
| City | SONORA |
| State | CA |
| Zip | 95370-9628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1,MX |
| Legal Description | PHOENIX LAKE C C ESTATES 3 L303 |
| Legal Subdivision | PHOENIX |
| Legal Lot Number | 303 |
| Jurisdiction | TUOLUMNE CA |
| Township / Civil Division | EAST SONORA-PHOENIX LAKE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 2202 |
21848 el Oso Way is owned and occupied by two individuals who bought it in August 2026.
Source: Tuolumne County records, as of August 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19985 KAREN CT, SONORA, CA 95370-6901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2026 | Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Aug 25, 2021 | Intrafamily Transfer, Transfer |
| Sep 15, 2020 | Correction Deed ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on File |
| Deed Sale | Aug 3, 2026 · Amount on File |
| Prior Sale | Jul 11, 2016 · Amount on File |
| Deed Document Number | 20266707 |
| Prior Transfer Date | Aug 19, 2021 |
| Prior Transfer Doc | 0000013173 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | TUOLUMNE CA |
| Recording Date | Aug 3, 2026 |
| Property Address | 21848 EL OSO WAY, SONORA, CA 95370-9628 |
| Document Number | 0000006707 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 20266707 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | YOSEMITE TITLE COMPANY, YOSEMITE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $66,660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 19985 KAREN CT, SONORA, CA 95370-6901 |
| Document Number | 0000006708, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 20266708 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | TUOLUMNE CA |
| Recording Date | Aug 25, 2021 |
| Property Address | 21848 EL OSO WAY, SONORA, CA 95370-9628 |
| Document Number | 0000013173 |
| Map Reference | VOL 4 PG 91-93 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 2021013173 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 21848 EL OSO WAY, SONORA, CA 95370-9628 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | TUOLUMNE CA |
| Recording Date | Sep 15, 2020 |
| Property Address | 21848 EL OSO WAY, SONORA, CA 95370-9628 |
| Document Number | 0000011327 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 11327 |
| Record Updated | Sep 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 21848 EL OSO WAY SONORA CA 953709628, SONORA, CA 95370-9628 |
The 2025 property tax bill for 21848 el Oso Way was $5,257 with a homeowner's exemption, up 1.8% from the year before.
Source: Tuolumne County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | California |
| County | Tuolumne County |
| Elementary School District | Curtis Creek Elementary School District (KG - 08) |
| Secondary School District | Sonora Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $520,412 (+2%) Land $72,444 Building $447,968 | ||
| 2025 | $5,257.00 (+1.76%) Homeowner's exemption | $510,209 Land $71,024 Building $439,185 | |
| 2024 | $5,166.00 (+2.24%) | ||
| 2023 | $5,053.00 (+2.06%) Homeowner's exemption | $490,399 Land $68,267 Building $422,132 | $529,380 |
| 2022 | $4,951.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21848 el Oso Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 21, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21848 el Oso Way is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 73% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHOENIX LAKE ESTATES CC MWC private · serves 1,168 people · EPA ID CA5510026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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