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21844 Duncan Rd, Monte Rio, CA 95462 Property Records

Sonoma County property record for 21844 Duncan Rd, Monte Rio, CA 95462 · Last verified May 2026

Property Summary

Property TypeResidential Vacant Land
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$395,000 (Jul 2018)
Tax Bill$387 (2025)
Deeds & MortgagesJul 2022 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN094-054-002-000

Property Details

APN / Parcel Number

Primary APN094-054-002-000
Alternative APN
  • 094-054-002

Exterior

Lot Area7,500 sqft (0.172 acres)

Location & Zoning

Old Parcel Number094-054-002
Street Address21844 DUNCAN RD
CityMONTE RIO
StateCA
Zip95462-9706
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionUNINCORP COUNTY CA
Legal SubdivisionSUBDIVISION #1 OF MONTE CRISTO
Legal Block2
Legal Lot Number81-83
JurisdictionSONOMA CA
Township / Civil DivisionRUSSIAN RIVER-SONOMA COAST
Census Block Group2
Census Block2012
Census Tract153707

Owner

Source: Sonoma County records · APN 094-054-002-000

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address21834 DUNCAN RD, MONTE RIO, CA 95462-9706
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
EVERETT FINANCIAL INC
Jul 06, 2018Grant Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 06, 2018 · Amount on Record
Deed SaleJul 06, 2018 · Amount on Record
Prior SaleJul 30, 1991 · Amount on Record
Deed Document Number201848693
Prior Transfer DateJul 26, 2004
Prior Transfer Doc0000115663
Record UpdatedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address21844 DUNCAN RD, MONTE RIO, CA 95462-9706
Transaction TypeMortgage
Record UpdatedJul 27, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047445
DateJul 12, 2022
Instrument2022047445
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSONOMA CA
Recording DateJul 06, 2018
Property Address21844 DUNCAN RD, MONTE RIO, CA 95462-9706
Document Number0000048693
Map ReferenceMB21 PG13
Instrument DateJun 13, 2018
Instrument2018048693
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyFIDELITY NAITONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1361 LA PLAYA ST APT 29, 29, SAN FRANCISCO, CA 94122-1041

Mortgage

Document Number0000048694
DateJul 06, 2018
Instrument2018048694
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Secondary School DistrictWest Sonoma County Union High School District (09 - 12)
Elementary School DistrictMonte Rio Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$387.00 (-1.28%)$11,153 (+4.03%) Land $11,153
2023$392.00 (+1.55%)$10,721 Land $10,721
2022$386.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sonoma County (06097C), updated February 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060971537072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 30 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims13 (1995–2025)
Most Recent ClaimFeb 2025, river or lake flooding
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims
  • Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims

Wildfire

Wildfire RiskLow
above 38% of the US · above 23% of California
Wildfire LikelihoodAbout 1 in 1,471 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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