21840 Double Toe Ln, Umatilla, FL 32784 Property Records

Lake County property record for 21840 Double Toe Ln, Umatilla, FL 32784 · Last verified May 2026

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,056 sqft · built 1996
Lot Size	6.3 acres (274,446 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Apr 2022)
Tax Bill	$3,020 (2024)
Deeds & Mortgages	May 2026 Line of Credit Apr 2022 Sale & Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-18-27-0001-000-00300`

Property Details

APN / Parcel Number

Primary APN	`10-18-27-0001-000-00300`
Alternative APNs	`271810000100000300` `2582111`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	274,446 sqft (6.3 acres)
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2582111
Street Address	21840 DOUBLE TOE LN
City	UMATILLA
State	FL
Zip	32784-8819
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	N 1/4 OF S 1/2 OF SE 1/4 OF NE 1/4 & S 221.86 FT OF N 1/2 OF SE 1/4 OF NE 1/4--LESS W 564 FT AND LESS R/W OF SR NO 439-- ORB 5938 PG 949
Legal Range	27E
Legal Township	18S
Legal Section	10
Legal Quarter	1
Legal Tract	0001
Legal Lot Number	3
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2000
Census Tract	30109

Owner

Source: Lake County records · APN 10-18-27-0001-000-00300

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	21840 DOUBLE TOE LN, UMATILLA, FL 32784-8819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 01, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Apr 19, 2022	Warranty Deed, Transfer · Line of Credit UNITED SOUTHERN BANK
Apr 23, 2021	Intrafamily Transfer, Transfer
May 13, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 09, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Nov 21, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 19, 2022 · Amount on Record
Deed Sale	Apr 19, 2022 · Amount on Record
Deed Document Number	202253354
Deed Book / Page	5938 / 949
Prior Transfer Date	Apr 13, 2021
Prior Transfer Doc	0056940358
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	May 01, 2026
Property Address	21840 DOUBLE TOE LN, UMATILLA, FL 32784-8819
Document Number	0000053680
Book / Page	6731 / 226
Instrument Date	Apr 24, 2026
Instrument	202653680
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21840 DOUBLE TOE LN, UMATILLA, FL 32784-8819

Mortgage

Document Number	0000053680,
Date	May 01, 2026
Book Page	6731/226
Instrument	202653680

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2041

Interest

Rate	5.75%
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 19, 2022
Property Address	21840 DOUBLE TOE LN, UMATILLA, FL 32784-8819
Document Number	0059380949
Book / Page	5938 / 949
Instrument Date	Apr 12, 2022
Instrument	2022053354
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	AFFILIATED TITLE/CTRL FL, AFFILIATED TTL OF CTRL FL LT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39035 COUNTY ROAD 439, UMATILLA, FL 32784-9295

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21840 DOUBLE TOE LN, UMATILLA, FL 32784-8819

Mortgage

Document Number	0005938951
Date	Apr 19, 2022
Instrument	5938/951

Lender

Name	UNITED SOUTHERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 12, 2042

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Apr 23, 2021
Property Address	21840 DOUBLE TOE LN, UMATILLA, FL 32784-8819
Document Number	0056940358
Book / Page	5694 / 358
Instrument Date	Apr 13, 2021
Instrument	2021056032
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1894, UMATILLA, FL 32784-1894

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	May 13, 2021
Property Address	21840 DOUBLE TOE LN, UMATILLA, FL 32784-8819
Document Number	0057081476
Book / Page	5708 / 1476
Instrument Date	Apr 13, 2021
Instrument	2021066305
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21840 DOUBLE TOE LN, UMATILLA, FL 32784-8819

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 09, 2018
Property Address	21840 DOUBLE TOE LN, UMATILLA, FL 32784-8819
Document Number	0051961742
Book / Page	005196 / 001742
Instrument Date	Nov 07, 2018
Instrument	131866
Transaction Type	Transfer
Record Updated	Nov 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1894 UMATILLA FL 327841894, UMATILLA, FL 32784-1894

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 21, 2018
Property Address	21840 DOUBLE TOE LN, UMATILLA, FL 32784-8819
Document Number	0052002465
Book / Page	005200 / 002465
Instrument Date	Nov 07, 2018
Instrument	135699
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1894 UMATILLA FL 327841894, UMATILLA, FL 32784-1894

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,330 (+2.9%)	$245,698 (-) Land $195,000 Building $50,698
2025		$211,210 (+5.99%) Land $195,000 Building $16,210	$245,698 (+23.29%) Land $195,000 Building $50,698
2024	$3,020.00 (+10.66%)
2023	$2,729.00 (+13.85%) Homeowner's exemption	$199,282 (+37.81%)	$199,282 (+37.81%) Land $150,000 Building $49,282
2022	$2,397.00	$144,607	$144,607 Land $96,000 Building $48,607

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690301092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	About 1 in 243 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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