2184 Trowbridge High St, Carmel, IN 46032 Property Records

Hamilton County property record for 2184 Trowbridge High St, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,667 sqft · built 2007
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Owner Names on Record
Tax Bill	$9,442 (2024)
Deeds & Mortgages	Jun 2018 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-28-046-019.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-28-046-019.000-018`
Alternative APN	`1709280046019000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,667 sqft Living Area
1st Floor Area	1,705 sqft
2nd Floor Area	1,698 sqft
Basement Area	1,705 sqft
Finished Basement	1,264 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Other
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	858 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709280046019000
Street Address	2184 TROWBRIDGE HIGH ST
City	CARMEL
State	IN
Zip	46032-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .15, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, SECTION 5001, LOT 456
Legal Range	03
Legal Township	18
Legal Section	28
Legal Subdivision	VILLAGE OF WEST CLAY SECTION 5001
Legal Lot Number	456 50
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1012
Census Tract	111009

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	2184 TROWBRIDGE HIGH ST, CARMEL, IN 46032-2315
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2008
Deed Sale	May 12, 2008
Prior Sale	Dec 1, 2006
Deed Document Number	0000025142
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2184 TROWBRIDGE HIGH ST, CARMEL, IN 46032-2315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027362
Date	Jun 21, 2018
Instrument	2018027362

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2184 TROWBRIDGE HIGH ST, CARMEL, IN 46032-2315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088787
Date	Dec 4, 2020
Instrument	2020088787

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$909,800 (+10.45%) Land $174,900 Building $734,900	$909,800 (+10.45%) Land $174,900 Building $734,900
2024	$9,442.00 (+0.99%)	$823,700 (+0.39%) Land $174,900 Building $648,800	$823,700 (+0.39%) Land $174,900 Building $648,800
2023	$9,349.00 (+14.15%) Homeowner's exemption	$820,500 (+14.95%) Land $88,200 Building $732,300	$820,500 (+14.95%) Land $88,200 Building $732,300
2022	$8,190.00 Homeowner's exemption	$713,800 Land $88,200 Building $625,600	$713,800 Land $88,200 Building $625,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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