Okeechobee County property record for 2184 SW 16th St, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 1965 |
| Lot Size | 0.228 acres (9,975 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Sep 2024) |
| Tax Bill | $1,449 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Nov 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-29-37-35-0A00-00005-0000 |
| Primary APN | 1-29-37-35-0A00-00005-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 936 sqft Heated Area |
| Gross Area | 1,246 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,975 sqft (0.228 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2184 SW 16TH ST |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-4829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMMENCE AT A POINT ON THE CENTER LINE OF A 66 FOOT ROAD RUNNING EAST AND WEST ALONG THE NORTH BOUNDARY OF SECTION 29, TOWNSH |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 29 |
| Legal Subdivision | THENCE RUN |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 910601 |
2184 SW 16th St is owned and occupied by an individual who bought it in September 2024.
Source: Okeechobee County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2184 SW 16TH ST, OKEECHOBEE, FL 34974-4829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage METROPLEX MORTGAGE SERVICES INC |
| Nov 21, 2022 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Dec 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU |
| Jun 28, 2017 | Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2024 · Amount on File |
| Deed Sale | Sep 6, 2024 · Amount on File |
| Prior Sale | May 24, 2023 · Amount on File |
| Deed Document Number | 2024009902 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | May 24, 2023 |
| Property Address | 2184 SW 16TH ST, OKEECHOBEE, FL 34974-4829 |
| Document Number | 0000006186 |
| Instrument Date | May 3, 2023 |
| Instrument | 2023006186 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,501.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 800 SW 87TH TER, OKEECHOBEE, FL 34974-1558 |
| Name | Verified Name |
|---|---|
| Address | 2184 SW 16TH ST, OKEECHOBEE, FL 34974-4829 |
| Document Number | 0000006187 |
|---|---|
| Date | May 24, 2023 |
| Instrument | 2023006187 |
| Name | METROPLEX MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 2184 SW 16TH ST, OKEECHOBEE, FL 34974-4829 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000015178 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 2022015178 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Dec 27, 2021 |
| Property Address | 2184 SW 16TH ST, OKEECHOBEE, FL 34974-4829 |
| Document Number | 0000016355 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2021016355 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2184 SW 16TH ST, 2184, OKEECHOBEE, FL 34974-4829 |
| Name | Verified Name |
|---|---|
| Address | 2184 SW 16TH ST, OKEECHOBEE, FL 34974-4829 |
| Document Number | 0000016356 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021016356 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 2184 SW 16TH ST, OKEECHOBEE, FL 34974-4829 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0007921288 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 0792/1288 |
| Instrument | 2017006516 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2032 |
The 2025 property tax bill for 2184 SW 16th St was $1,449 with a homeowner's exemption.
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,449.00 Homeowner's exemption | $146,317 Land $30,000 Building $116,317 | $146,317 Land $30,000 Building $116,317 |
| 2023 | $1,630.00 (+9.99%) Homeowner's exemption | $111,279 (+3%) | $129,904 (+20.24%) Land $25,000 Building $104,904 |
| 2022 | $1,482.00 Homeowner's exemption | $108,038 Land $22,000 Building $86,038 | $108,038 Land $22,000 Building $86,038 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2184 SW 16th St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 10 (2004–2012) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Aug 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2184 SW 16th St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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