2184 Spring Creek Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 2184 Spring Creek Cir NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,286 sqft · built 2003
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jun 2022)
Tax Bill	$3,826 (2025)
Deeds & Mortgages	Jun 2022 Sale May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-27-04-*-37`

Property Details

APN / Parcel Number

Primary APN	`28-37-27-04-*-37`
Alternative APNs	`28-37-27-04-00000.0-0037.00` `2859536`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,286 sqft Living Area
Gross Area	2,168 sqft
1st Floor Area	1,286 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Width	46 ft Width
View / Lot	Conservation / Protected Area
Garage Type	Attached
Garage Area	431 sqft
Porch	Florida Room
Porch Area	451 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2859536
Street Address	2184 SPRING CREEK CIR NE
City	PALM BAY
State	FL
Zip	32905-4033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SANDY PINES PRESERVE PHASE 4 LOT 37
Legal Range	37E
Legal Township	28S
Legal Section	27
Legal Subdivision	SANDY PINES PRESERVE PHASE 4
Legal Phase	4
Legal Lot Number	37
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2002
Census Tract	65129

Owner

2184 Spring Creek Cir NE is owned and occupied by two individuals who bought it in June 2022.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2184 SPRING CREEK CIR NE, PALM BAY, FL 32905-4033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Warranty Deed, Transfer SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY
May 22, 2019	Warranty Deed, Transfer · VA Mortgage USAA
Feb 13, 2018	Warranty Deed, Transfer ALLIANCE TITLE INSURANCE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022 · Amount on File
Deed Sale	Jun 28, 2022 · Amount on File
Prior Sale	May 22, 2019 · Amount on File
Deed Document Number	2022160181
Deed Book / Page	9544 / 3000
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 28, 2022
Property Address	2184 SPRING CREEK CIR NE, PALM BAY, FL 32905-4033
Document Number	0095443000
Book / Page	9544 / 3000
Map Reference	MB 48 PG 21
Instrument Date	Jun 27, 2022
Instrument	2022160181
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	489 LAKE VICTORIA CIR, 489, MELBOURNE, FL 32940-1873

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2184 SPRING CREEK CIR NE, PALM BAY, FL 32905-4033

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 22, 2019
Property Address	2184 SPRING CREEK CIR NE, PALM BAY, FL 32905-4033
Document Number	0084450140
Book / Page	008445 / 000140
Instrument Date	May 17, 2019
Instrument	109849
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2184 SPRING CREEK CIR NE PALM BAY FL 329054033, PALM BAY, FL 32905-4033

Mortgage

Document Number	84450141
Date	May 22, 2019
Book Page	008445/000141
Instrument	109850

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Feb 13, 2018
Property Address	2184 SPRING CREEK CIR NE, PALM BAY, FL 32905-4033
Document Number	0080901364
Book / Page	008090 / 001364
Instrument Date	Feb 9, 2018
Instrument	32282
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	ALLIANCE TITLE INSURANCE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$1,330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13128 BAY DR CONNEAUT LAKE PA 163165702, CONNEAUT LAKE, PA 16316-5702

Tax Assessment & Valuation

The 2025 property tax bill for 2184 Spring Creek Cir NE was $3,826 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,680 (-3.15%)	$241,680 (-3.15%)
2025	$3,826.00 Homeowner's exemption	$249,530 Land $62,500 Building $187,030	$249,530 Land $62,500 Building $187,030
2023	$3,947.00 (+70.79%) Homeowner's exemption	$251,280 (+54.01%) Land $50,000 Building $201,280	$251,280 (+11.02%) Land $50,000 Building $201,280
2022	$2,311.00 Homeowner's exemption	$163,160	$226,330 Land $40,000 Building $186,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2184 Spring Creek Cir NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2184 Spring Creek Cir NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wire 3.

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