Oceana County property record for 2183 N White Birch Dr, Mears, MI 49436
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.275 acres (12,012 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Jun 2017) |
| Tax Bill | $4,097 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Nov 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-707-528-00 |
| Primary APN | 006-707-528-00 |
|---|
| Lot Area | 12,012 sqft (0.275 acres) |
|---|
| Street Address | 2183 N WHITE BIRCH DR |
|---|---|
| City | MEARS |
| State | MI |
| Zip | 49436-9434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UPPER SILVER LAKE PLAT NO 7 LOT 528. WD 2017/11789 WD-L2012P31952 |
| Legal Subdivision | UPPER SILVER LAKE PLAT |
| Legal Lot Number | 528 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | GOLDEN |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 11000 |
2183 N White Birch Dr is owned by two individuals who bought it in June 2017.
Source: Oceana County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5420 E T AVE, VICKSBURG, MI 49097-9450 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| Nov 13, 2025 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| Jul 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| Jun 20, 2017 | Warranty Deed, Transfer · ARM LAKE MICHIGAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2017 · Amount on File |
| Deed Sale | Jun 20, 2017 · Amount on File |
| Prior Sale | Dec 28, 2012 · Amount on File |
| Deed Document Number | 20173790 |
| Deed Book / Page | 2017 / 11789 |
| Prior Transfer Date | Aug 5, 2016 |
| Prior Transfer Doc | 2016/014879 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 2183 N WHITE BIRCH DR, MEARS, MI 49436-9434 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2019/011443 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 2019/011443 |
| Instrument | 201900003762 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 2183 N WHITE BIRCH DR, MEARS, MI 49436-9434 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 507 FOXMOOR DR, PLAINWELL, MI 49080-1083 |
| Document Number | 2025/23009 |
|---|---|
| Date | Nov 13, 2025 |
| Book Page | 2025/23009 |
| Instrument | 202500005903 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 12, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 2183 N WHITE BIRCH DR, MEARS, MI 49436-9434 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/011443 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 2019/011443 |
| Instrument | 201900003762 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Jun 20, 2017 |
| Property Address | 2183 N WHITE BIRCH DR, MEARS, MI 49436-9434 |
| Document Number | 2017/011789 |
| Book / Page | 2017 / 011789 |
| Map Reference | LB6 PG3 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 201700003790 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $559.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 72ND AVE, ZEELAND, MI 49464-9314 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5420 E T AVE, VICKSBURG, MI 49097-9450 |
| Document Number | 2017/011791 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 2017/011791 |
| Instrument | 201700003791 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.24% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 9.24% |
| Index | 1-Year LIBOR |
| Max Rate | 9.24% |
The 2025 property tax bill for 2183 N White Birch Dr was $4,097, up 1.7% from the year before.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Golden Township |
| Unified School District | Hart Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,200 (+9.94%) Land $169,200 | $338,400 (+9.94%) Land $338,400 | |
| 2025 | $4,097.00 (+1.71%) | $153,900 Land $153,900 | $307,800 Land $307,800 |
| 2024 | $4,028.00 | ||
| 2023 | $133,700 Land $133,700 | $267,400 (-) Land $267,400 | |
| 2022 | $3,630.00 | $267,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2183 N White Birch Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2183 N White Birch Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures