2183 N White Birch Dr, Mears, MI 49436 Property Records

Oceana County property record for 2183 N White Birch Dr, Mears, MI 49436

Property Summary

Property TypeSingle Family Home
Lot Size0.275 acres (12,012 sqft)
Owner2 Individual Names on File
Last Sale$65,000 (Jun 2017)
Tax Bill$4,097 (2025)
Deeds & MortgagesJul 2019 Mortgage
Nov 2025 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN006-707-528-00

Property Details

APN / Parcel Number

Primary APN006-707-528-00

Exterior

Lot Area12,012 sqft (0.275 acres)

Location & Zoning

Street Address2183 N WHITE BIRCH DR
CityMEARS
StateMI
Zip49436-9434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUPPER SILVER LAKE PLAT NO 7 LOT 528. WD 2017/11789 WD-L2012P31952
Legal SubdivisionUPPER SILVER LAKE PLAT
Legal Lot Number528
JurisdictionOCEANA MI
Township / Civil DivisionGOLDEN
Census Block Group2
Census Block2034
Census Tract11000

Owner

2183 N White Birch Dr is owned by two individuals who bought it in June 2017.

Source: Oceana County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address5420 E T AVE, VICKSBURG, MI 49097-9450
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2019Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE CENTER LLC
Nov 13, 2025Deed of Trust, Mortgage · Line of Credit
ADVIA CU
Jul 2, 2019Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE CENTER LLC
Jun 20, 2017Warranty Deed, Transfer · ARM
LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 2017 · Amount on File
Deed SaleJun 20, 2017 · Amount on File
Prior SaleDec 28, 2012 · Amount on File
Deed Document Number20173790
Deed Book / Page2017 / 11789
Prior Transfer DateAug 5, 2016
Prior Transfer Doc2016/014879
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEANA MI
Property Address2183 N WHITE BIRCH DR, MEARS, MI 49436-9434
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019/011443
DateJul 2, 2019
Book Page2019/011443
Instrument201900003762
Lender
NameMORTGAGE CENTER LLC
TypeMortgage Company
AddressSOUTHFIELD, MI 48076
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJul 1, 2029

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEANA MI
Property Address2183 N WHITE BIRCH DR, MEARS, MI 49436-9434
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address507 FOXMOOR DR, PLAINWELL, MI 49080-1083

Mortgage

Document Number2025/23009
DateNov 13, 2025
Book Page2025/23009
Instrument202500005903
Lender
NameADVIA CU
TypeCredit Union
AddressKALAMAZOO, MI 49009
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueNov 12, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEANA MI
Property Address2183 N WHITE BIRCH DR, MEARS, MI 49436-9434
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019/011443
DateJul 2, 2019
Book Page2019/011443
Instrument201900003762
Lender
NameMORTGAGE CENTER LLC
TypeMortgage Company
AddressSOUTHFIELD, MI 48076
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJul 1, 2029

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOCEANA MI
Recording DateJun 20, 2017
Property Address2183 N WHITE BIRCH DR, MEARS, MI 49436-9434
Document Number2017/011789
Book / Page2017 / 011789
Map ReferenceLB6 PG3
Instrument DateJun 12, 2017
Instrument201700003790
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$559.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address320 72ND AVE, ZEELAND, MI 49464-9314

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5420 E T AVE, VICKSBURG, MI 49097-9450

Mortgage

Document Number2017/011791
DateJun 20, 2017
Book Page2017/011791
Instrument201700003791
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJul 1, 2047
Interest
Rate TypeAdjustable Rate
Rate4.24%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2024
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change9.24%
Index1-Year LIBOR
Max Rate9.24%

Tax Assessment & Valuation

The 2025 property tax bill for 2183 N White Birch Dr was $4,097, up 1.7% from the year before.

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOceana County
County SubdivisionGolden Township
Unified School DistrictHart Public School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$169,200 (+9.94%) Land $169,200$338,400 (+9.94%) Land $338,400
2025$4,097.00 (+1.71%)$153,900 Land $153,900$307,800 Land $307,800
2024$4,028.00
2023$133,700 Land $133,700$267,400 (-) Land $267,400
2022$3,630.00$267,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2183 N White Birch Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims6 (1979–2021)
Claims Outside the SFHA1 of 6
Most Recent ClaimJul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2183 N White Birch Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Truestream
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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