21829 Jefferson Blvd, Smithsburg, MD 21783 Property Records

Washington County property record for 21829 Jefferson Blvd, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,512 sqft · built 1953
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (May 2022)
Tax Bill	$2,958 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-015828`

Property Details

APN / Parcel Number

Primary APN	`07-015828`
Alternative APN	`015828`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,512 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	52,272 sqft (1.2 acres)
Lot Dimensions	511 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	237 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	015828
Street Address	21829 JEFFERSON BLVD
City	SMITHSBURG
State	MD
Zip	21783-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 100X511 1.2 ACR 21829 JEFFERSON BLVD
Jurisdiction	WASHINGTON MD
Township / Civil Division	18, CHEWSVILLE
Census Block Group	2
Census Block	2024
Census Tract	11202

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	21829 JEFFERSON BLVD, SMITHSBURG, MD 21783-1741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 24, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 1, 2018	Deed of Trust, Mortgage · ARM BNC MORTGAGE INC
Sep 27, 2017	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	Sep 27, 2017 · Amount on Record
Deed Book / Page	7018 / 471
Last Transfer Date	Feb 26, 2024
Transfer Doc	0074290050
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	May 23, 2022
Property Address	21829 JEFFERSON BLVD, SMITHSBURG, MD 21783-1741
Document Number	0070180471
Book / Page	7018 / 471
Instrument Date	May 13, 2022
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21829 JEFFERSON BLVD, 21829, SMITHSBURG, MD 21783-1741

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070180479
Date	May 23, 2022
Instrument	7018-0479

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	21829 JEFFERSON BLVD, SMITHSBURG, MD 21783-1741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063710001
Date	Sep 24, 2020
Book Page	6371/1

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Nov 1, 2047

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	21829 JEFFERSON BLVD, SMITHSBURG, MD 21783-1741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE EXPRESS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058440153
Date	Oct 1, 2018
Book Page	5844/0153

Lender

Name	BNC MORTGAGE INC
Type	Subprime Lender
Address	IRVINE, CA 92623

Agreement

Type	ARM
Amount	Amount Recorded
Term	135 Months
Due	Jan 1, 2030

Interest

Rate Type	Adjustable Rate
Rate	9.99%
Type Change Date	Jan 1, 2003
Change Frequency	Quarterly
Min Rate At Change	9.99%
Max Rate At Change	11.9%
Index	6-Month LIBOR
Margin	6
Max Rate	16.9%

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Sep 27, 2017
Property Address	21829 JEFFERSON BLVD, SMITHSBURG, MD 21783-1741
Document Number	0055980255
Book / Page	005598 / 000255
Instrument Date	Sep 22, 2017
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21829 JEFFERSON BLVD SMITHSBURG MD 217831741, SMITHSBURG, MD 21783-1741

Mortgage

Document Number	55980263
Date	Sep 27, 2017
Book Page	005598/000263

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2047

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,958.00 (+4.56%)	$285,733 (+4.56%)	$298,200 (-) Land $76,500 Building $221,700
2025	$2,829.00 (+4.78%)	$273,267 (+16.35%)	$298,200 (+14.34%) Land $76,500 Building $221,700
2024	$2,700.00 (+10.57%)
2023	$2,442.00	$234,867	$260,800 Land $76,500 Building $184,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–1997)
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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