21824 Masters Cir, Estero, FL 33928 Property Records

Lee County property record for 21824 Masters Cir, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,327 sqft · built 2001
Lot Size	0.177 acres (7,710 sqft)
Owner	2 Company Names on Record
Last Sale	$650,000 (Mar 2016)
Tax Bill	$7,458 (2025)
Deeds & Mortgages	Jun 2021 Transfer Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-46-25-E4-1700A.0320`

Property Details

APN / Parcel Number

Primary APN	`33-46-25-E4-1700A.0320`
Alternative APNs	`253346E41700A0320` `10456994`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	3,327 sqft Living Area
Gross Area	4,281 sqft
1st Floor Area	2,403 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	7,710 sqft (0.177 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	599 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	240 sqft
Porch	Florida Room
Porch Area	355 sqft
Patio Area	684 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10456994
Street Address	21824 MASTERS CIR
City	ESTERO
State	FL
Zip	33928-6947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	MASTERS AT PELICAN SOUND PB 66 PGS 71-76 BLK A LOT 32
Legal Range	25E
Legal Township	46S
Legal Section	33
Legal Subdivision	PELICAN SOUND
Legal Tract	17
Legal Block	A
Legal Lot Number	32
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	4
Census Block	4004
Census Tract	50320

Owner

Source: Lee County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	21824 MASTERS CIR, ESTERO, FL 33928-6947
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Jul 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2016 · Amount on Record
Deed Sale	Mar 1, 2016 · Amount on Record
Prior Sale	Feb 20, 2004 · Amount on Record
Deed Document Number	201642996
Last Transfer Date	Jun 11, 2021
Transfer Doc	0000200323
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Jun 17, 2021
Property Address	21824 MASTERS CIR, ESTERO, FL 33928-6947
Document Number	0000200323
Map Reference	MB 66 PG 71-76
Instrument Date	Jun 11, 2021
Instrument	2021000200323
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	21824 MASTERS CIR, ESTERO, FL 33928-6947

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	21824 MASTERS CIR, ESTERO, FL 33928-6947
Document Number	0000169093
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21824 MASTERS CIR ESTERO FL 339286947, ESTERO, FL 33928-6947

Mortgage

Document Number	0000169093
Date	Aug 4, 2017
Instrument	169093

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 3, 2037

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$510,426 (+3.74%)	$944,045 (-1.3%) Land $145,738 Building $798,307
2025	$7,458.00 (+5.92%) Homeowner's exemption Widower's exemption	$492,007 (+1.86%)	$956,477 (+11.33%) Land $169,575 Building $786,902
2024	$7,041.00 (+2.44%) Homeowner's exemption Widower's exemption	$483,000 (+3%)	$859,103 (+7.91%) Land $161,305 Building $697,798
2023	$6,873.00 (-0.58%) Homeowner's exemption Widower's exemption	$468,932 (+3%)	$796,132 (+29.05%) Land $150,028 Building $646,104
2022	$6,913.00 Homeowner's exemption Widower's exemption	$455,274	$616,934 Land $140,835 Building $476,099

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 121 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	337 units insured incl. 216 condo units
Nearby Flood Claims	39 (2022)
Claims Outside the SFHA	5 of 39
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 21 claims Hurricane Ian, Sep 2022 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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