Lee County property record for 21820 Bella Terra Blvd, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,708 sqft · built 2008 |
| Lot Size | 0.196 acres (8,538 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Mar 2024) |
| Tax Bill | $5,487 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-46-26-E2-0100G.0250 |
| Primary APN | 32-46-26-E2-0100G.0250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,708 sqft Living Area |
| Gross Area | 3,356 sqft |
| 1st Floor Area | 2,479 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 8,538 sqft (0.196 acres) |
| Garage Type | Attached |
| Garage Area | 597 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 51 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10531672 |
|---|---|
| Street Address | 21820 BELLA TERRA BLVD |
| City | ESTERO |
| State | FL |
| Zip | 33928-7309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | BELLA TERRA UNIT 9 AS DESC INST 2006-315370 BLK G LOT 25 |
| Legal Range | 26E |
| Legal Township | 46S |
| Legal Section | 32 |
| Legal Subdivision | BELLA TERRA |
| Legal Tract | E2 |
| Legal Block | G |
| Legal Lot Number | 25 |
| Legal Unit | 9 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 50311 |
21820 Bella Terra Blvd is owned and occupied by two individuals who acquired it in November 2025.
Source: Lee County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21820 BELLA TERRA BLVD, ESTERO, FL 33928-7309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Nov 4, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 27, 2024 | Warranty Deed, Transfer · Conventional Mortgage TBF MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2024 · Amount on File |
| Deed Sale | Mar 27, 2024 · Amount on File |
| Prior Sale | Jul 10, 2009 · Amount on File |
| Deed Document Number | 202486372 |
| Last Transfer Date | Nov 3, 2025 |
| Transfer Doc | 0000294068 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Nov 4, 2025 |
| Property Address | 21820 BELLA TERRA BLVD, ESTERO, FL 33928-7309 |
| Document Number | 0000294068 |
| Map Reference | DOC 2006000315370 |
| Instrument Date | Nov 3, 2025 |
| Instrument | 2025000294068 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21820 BELLA TERRA BLVD, ESTERO, FL 33928-7309 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 21820 BELLA TERRA BLVD, ESTERO, FL 33928-7309 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Mar 27, 2024 |
| Property Address | 21820 BELLA TERRA BLVD, ESTERO, FL 33928-7309 |
| Document Number | 0000086372 |
| Map Reference | DOC 2006000315370 |
| Instrument Date | Mar 20, 2024 |
| Instrument | 2024000086372 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 13TH ST SW, NAPLES, FL 34117-2184 |
| Name | Verified Name |
|---|---|
| Address | 21820 BELLA TERRA BLVD, ESTERO, FL 33928-7309 |
| Document Number | 0000086373 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | 2024000086373 |
| Name | TBF MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
Source: Lee County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,487.00 (-29.23%) Homeowner's exemption | $349,452 (-28.19%) | $458,230 (-5.83%) Land $92,863 Building $365,367 |
| 2024 | $7,753.00 (+107.24%) | $486,605 (+122.87%) Land $105,875 Building $380,730 | $486,605 (+5.02%) Land $105,875 Building $380,730 |
| 2023 | $3,741.00 (-1.32%) Homeowner's exemption | $218,333 (+3%) | $463,339 (+24.42%) Land $101,299 Building $362,040 |
| 2022 | $3,791.00 Homeowner's exemption | $211,974 | $372,396 Land $99,185 Building $273,211 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 21820 Bella Terra Blvd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 88 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21820 Bella Terra Blvd is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Xfinity Cable | 1,200 / 35 |
May also be available: CenturyLink.
5G and 4G LTE (outdoors only)
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