21820 Bella Terra Blvd, Estero, FL 33928 Property Records

Lee County property record for 21820 Bella Terra Blvd, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,708 sqft · built 2008
Lot Size0.196 acres (8,538 sqft)
Owner2 Individual Names on File
Last Sale$600,000 (Mar 2024)
Tax Bill$5,487 (2025)
Deeds & MortgagesNov 2025 Transfer
Mar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-46-26-E2-0100G.0250

Property Details

APN / Parcel Number

Primary APN32-46-26-E2-0100G.0250
Alternative APNs
  • 263246E20100G0250
  • 324626010000G0250
  • 10531672

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,708 sqft Living Area
Gross Area3,356 sqft
1st Floor Area2,479 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2009
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area8,538 sqft (0.196 acres)
Garage TypeAttached
Garage Area597 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area51 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10531672
Street Address21820 BELLA TERRA BLVD
CityESTERO
StateFL
Zip33928-7309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionBELLA TERRA UNIT 9 AS DESC INST 2006-315370 BLK G LOT 25
Legal Range26E
Legal Township46S
Legal Section32
Legal SubdivisionBELLA TERRA
Legal TractE2
Legal BlockG
Legal Lot Number25
Legal Unit9
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group5
Census Block5001
Census Tract50311

Owner

21820 Bella Terra Blvd is owned and occupied by two individuals who acquired it in November 2025.

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address21820 BELLA TERRA BLVD, ESTERO, FL 33928-7309
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 27, 2024Warranty Deed, Transfer · Conventional Mortgage
TBF MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2024 · Amount on File
Deed SaleMar 27, 2024 · Amount on File
Prior SaleJul 10, 2009 · Amount on File
Deed Document Number202486372
Last Transfer DateNov 3, 2025
Transfer Doc0000294068
Record UpdatedJun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateNov 4, 2025
Property Address21820 BELLA TERRA BLVD, ESTERO, FL 33928-7309
Document Number0000294068
Map ReferenceDOC 2006000315370
Instrument DateNov 3, 2025
Instrument2025000294068
Transaction TypeTransfer
Record UpdatedNov 17, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address21820 BELLA TERRA BLVD, ESTERO, FL 33928-7309

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address21820 BELLA TERRA BLVD, ESTERO, FL 33928-7309

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMar 27, 2024
Property Address21820 BELLA TERRA BLVD, ESTERO, FL 33928-7309
Document Number0000086372
Map ReferenceDOC 2006000315370
Instrument DateMar 20, 2024
Instrument2024000086372
Transaction TypeTransfer
Record UpdatedApr 9, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address220 13TH ST SW, NAPLES, FL 34117-2184

Transferred To (Grantee/Buyer)

NameVerified Name
Address21820 BELLA TERRA BLVD, ESTERO, FL 33928-7309

Mortgage

Document Number0000086373
DateMar 27, 2024
Instrument2024000086373
Lender
NameTBF MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,487.00 (-29.23%) Homeowner's exemption$349,452 (-28.19%)$458,230 (-5.83%) Land $92,863 Building $365,367
2024$7,753.00 (+107.24%)$486,605 (+122.87%) Land $105,875 Building $380,730$486,605 (+5.02%) Land $105,875 Building $380,730
2023$3,741.00 (-1.32%) Homeowner's exemption$218,333 (+3%)$463,339 (+24.42%) Land $101,299 Building $362,040
2022$3,791.00 Homeowner's exemption$211,974$372,396 Land $99,185 Building $273,211

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21820 Bella Terra Blvd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 88 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies88 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21820 Bella Terra Blvd is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
2,500 / 2,500
Xfinity
Cable
1,200 / 35

May also be available: CenturyLink.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Bella Terra Blvd

Nearby Streets

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