2182 Windermere Ct, Frederick, MD 21702 Property Records

Frederick County property record for 2182 Windermere Ct, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,186 sqft · built 1989
Lot Size0.248 acres (10,788 sqft)
Owner2 Individual Names on File
Last Sale$310,000 (Aug 2016)
Tax Bill$7,658 (2025)
Deeds & MortgagesAug 2018 Mortgage
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-153092

Property Details

APN / Parcel Number

Primary APN02-153092
Alternative APNs
  • 2153092
  • 153092

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area3,186 sqft Living Area
Gross Area3,586 sqft
1st Floor Area1,112 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,788 sqft (0.248 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area39 sqft
Deck Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number153092
Street Address2182 WINDERMERE CT
CityFREDERICK
StateMD
Zip21702-9413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePND
Legal DescriptionLT 818 SEC 8 PLAT 2 10788 SQ FT OLD FARM
Legal SubdivisionOLD FARM
Legal Lot Number818
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2004
Census Tract751202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2182 Windermere Ct is owned and occupied by two individuals who bought it in August 2016.

Source: Frederick County records, as of August 14, 2026

Owner of Record2 Individual Names on File
Mailing Address2182 WINDERMERE CT, FREDERICK, MD 21702-9413
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2018Deed of Trust, Mortgage · Commercial Mortgage
FREDERICK COUNTY BANK
Mar 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
INTEGRITY HOME MORTGAGE CORP
Apr 20, 2017Grant Deed, Transfer
MICHAELS TITLE AND ESCROW LLC
Apr 20, 2017Grant Deed, Transfer
MICHAELS TITLE AND ESCROW LLC, MICHAELS TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2016 · Amount on File
Deed SaleAug 5, 2016 · Amount on File
Prior SaleJan 30, 2008 · Amount on File
Deed Book / Page11294 / 524
Transfer Doc0026850964
Record UpdatedSep 20, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2182 WINDERMERE CT, FREDERICK, MD 21702-9413
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0125660239
DateAug 10, 2018
Book Page12566/0239
Lender
NameFREDERICK COUNTY BANK
TypeBank
AddressFREDERICK, MD 21702
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2182 WINDERMERE CT, FREDERICK, MD 21702-9413
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyCREEKSIDE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2182 WINDERMERE CT, FREDERICK, MD 21702-9413

Mortgage

Document Number0146190333
DateMar 3, 2021
Book Page14619/333
Lender
NameINTEGRITY HOME MORTGAGE CORP
TypeMortgage Company
AddressWINCHESTER, VA 22602
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateApr 20, 2017
Property Address2182 WINDERMERE CT, FREDERICK, MD 21702-9413
Document Number0117770234
Book / Page011777 / 000234
Instrument DateSep 28, 2016
Transaction TypeTransfer
Record UpdatedJan 23, 2018
Title CompanyMICHAELS TITLE AND ESCROW LLC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2182 WINDERMERE CT FREDERICK MD 217029413, FREDERICK, MD 21702-9413

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateApr 20, 2017
Property Address2182 WINDERMERE CT, FREDERICK, MD 21702-9413
Document Number0117770230
Book / Page011777 / 000230
Instrument DateJul 14, 2016
Transaction TypeTransfer
Record UpdatedJul 27, 2017
Title CompanyMICHAELS TITLE AND ESCROW LLC, MICHAELS TITLE & ESCROW LLC

Transaction

AmountAmount on Record
Tax$310.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2182 WINDERMERE CT FREDERICK MD 217029413, FREDERICK, MD 21702-9413

Tax Assessment & Valuation

The 2025 property tax bill for 2182 Windermere Ct was $7,658 with a homeowner's exemption, up 4.6% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$471,133 (+6.91%)$532,000 (+20.72%) Land $216,000 Building $316,000
2025$7,658.00 (+4.63%) Homeowner's exemption$440,700 Land $119,200 Building $321,500$440,700 Land $119,200 Building $321,500
2024$7,319.00 (+7.1%)
2023$6,834.00 Homeowner's exemption$384,767$440,700 Land $119,200 Building $321,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2182 Windermere Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2182 Windermere Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

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