2182 Temple Ter, Clearwater, FL 33764 Property Records

Pinellas County property record for 2182 Temple Ter, Clearwater, FL 33764

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,220 sqft · built 1958
Lot Size	0.245 acres (10,677 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Mar 2023)
Tax Bill	$4,844 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-748-5419-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-748-5419-1`
Alternative APNs	`36-29-15-82242-000-0370` `291536822420000370` `152936822420000370` `R395244`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,220 sqft Living Area
Gross Area	1,370 sqft
1st Floor Area	1,220 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,677 sqft (0.245 acres)
Lot Dimensions	96 ft deep x 71 ft wide

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	442 sqft
Patio Area	442 sqft
Shed	1 Shed
Shed Area	240 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R395244
Street Address	2182 TEMPLE TER
City	CLEARWATER
State	FL
Zip	33764-6679
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SIRMONS ORANGE BLOSSOM HEIGHTS LOT 37
Legal Range	15E
Legal Township	29S
Legal Section	36
Legal Subdivision	SIRMONS ORANGE
Legal Tract	82242
Legal Lot Number	37
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3028
Census Tract	25407

Owner

2182 Temple Ter is owned and occupied by two individuals who bought it in March 2023.

Source: Pinellas County records, as of October 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2182 TEMPLE TER, CLEARWATER, FL 33764-6679
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 17, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2023 · Amount on File
Deed Sale	Mar 17, 2023 · Amount on File
Prior Sale	Dec 29, 2016 · Amount on File
Deed Document Number	202370105
Deed Book / Page	22378 / 2033
Prior Transfer Date	Mar 21, 2019
Prior Transfer Doc	0204690571
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	Sep 21, 2026
Property Address	2182 TEMPLE TER, CLEARWATER, FL 33764-6679
Document Number	0000251632
Book / Page	23699 / 999
Instrument Date	Sep 11, 2026
Instrument	2026251632
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2182 TEMPLE TER, CLEARWATER, FL 33764-6679

Mortgage

Document Number	0000251632,
Date	Sep 21, 2026
Book Page	23699/999
Instrument	2026251632

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2056

Interest

Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 17, 2023
Property Address	2182 TEMPLE TER, CLEARWATER, FL 33764-6679
Document Number	0223782033
Book / Page	22378 / 2033
Map Reference	MB 40 PG 52
Instrument Date	Mar 16, 2023
Instrument	2023070105
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 ELM ST APT 102, 102, BERGENFIELD, NJ 07621-2934

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2182 TEMPLE TER, CLEARWATER, FL 33764-6679

Mortgage

Document Number	0223782036
Date	Mar 17, 2023
Instrument	22378/2036

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2182 Temple Ter was $4,844 with a homeowner's exemption, down 0.6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,844.00 (-0.57%) Homeowner's exemption	$308,093 Land $111,477 Building $196,616	$308,093 Land $111,477 Building $196,616
2024	$4,872.00 (+129.38%)
2023	$2,124.00 (+1.87%) Homeowner's exemption	$151,826 (+3%)	$301,615 (+19.82%) Land $140,998 Building $160,617
2022	$2,085.00 Homeowner's exemption	$147,404	$251,718 Land $133,777 Building $117,941

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2182 Temple Ter in Zone X, an area of minimal flood risk, though there have been 234 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 322 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	322 in force
Nearby Flood Claims	234 (1979–2026)
Claims Outside the SFHA	12 of 234
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Helene, Sep 2024 · 157 claims Hurricane Elena, Aug 1985 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2182 Temple Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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