2182 Stratos Ct, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2182 Stratos Ct, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,644 sqft · built 2009
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Sep 2021)
Tax Bill	$236 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-2S-26-5066-00C00-0160`

Property Details

APN / Parcel Number

Primary APN	`16-2S-26-5066-00C00-0160`
Alternative APN	`S26216506600C000160`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,644 sqft Living Area
Gross Area	3,846 sqft
1st Floor Area	2,644 sqft
Utility Area	6 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	169 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	358 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2182 STRATOS CT
City	NAVARRE
State	FL
Zip	32566-4177
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SKY RIDGE ESTATES FIRST ADD BLK C LOT 16 AS DES IN OR 4177 PG 515
Legal Range	26W
Legal Township	2S
Legal Section	16
Legal Subdivision	SKY RIDGE EST 1ST AD
Legal Block	C
Legal Lot Number	16
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	3
Census Block	3000
Census Tract	10827

Owner

2182 Stratos Ct is owned and occupied by two individuals who bought it in September 2021.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2182 STRATOS CT, NAVARRE, FL 32566-4177
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · VA Mortgage BEACH COMMUNITY MORTGAGE SERVICES INC
Sep 13, 2021	Warranty Deed, Transfer · VA Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Prior Sale	May 4, 2009 · Amount on File
Deed Document Number	202161183
Deed Book / Page	4177 / 515
Prior Transfer Date	Oct 14, 2008
Prior Transfer Doc	0028602034
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2182 STRATOS CT, NAVARRE, FL 32566-4177
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2182 STRATOS CT, NAVARRE, FL 32566-4177

Mortgage

Document Number	0040001418
Date	Sep 4, 2020
Book Page	4000/1418
Instrument	202046110

Lender

Name	BEACH COMMUNITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2040

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 13, 2021
Property Address	2182 STRATOS CT, NAVARRE, FL 32566-4177
Document Number	0041770515
Book / Page	4177 / 515
Map Reference	MB 9 PG 83&84
Instrument Date	Aug 10, 2021
Instrument	202161183
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1050 SKI VIEW DR # DR108, 1050, GATLINBURG, TN 37738-4508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2182 STRATOS CT, NAVARRE, FL 32566-4177

Mortgage

Document Number	0004177518
Date	Sep 13, 2021
Instrument	4177/518

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$355,843 (+2.9%)	$403,699 (+9.25%) Land $58,000 Building $345,699
2024	$236.00 (+7.76%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$345,814 (+3%)	$369,507 (-3.26%) Land $48,000 Building $321,507
2023	$219.00 (+6.31%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$335,742 (+3%)	$381,960 (+4.68%) Land $48,000 Building $333,960
2022	$206.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$325,963	$364,895 Land $45,000 Building $319,895

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2182 Stratos Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 115 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2182 Stratos Ct is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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