Pierce County property record for 21813 48th Ave Ct E, Spanaway, WA 98387
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,080 sqft · built 1987 |
| Lot Size | 0.239 acres (10,406 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,409 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 781633-0-480 |
| Primary APN | 781633-0-480 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 1,690 sqft |
| 1st Floor Area | 1,080 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,406 sqft (0.239 acres) |
| Garage Type | Attached |
| Garage Area | 538 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 150 sqft |
| Patio Area | 222 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 21813 48TH AVENUE CT E |
|---|---|
| City | SPANAWAY |
| State | WA |
| Zip | 98387-6019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | SECTION 12 TOWNSHIP 18 RANGE 03 QUARTER 42 SOUTHWOOD THIRD ADD DIV # 3: SOUTHWOOD THIRD ADD DIV # 3 L 48 EASE OF RECORD N 1/2 OF SE 12-18-03E APPROX 10,406 SQ FT SEG P-6122 HB EMS |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 12 |
| Legal Subdivision | SOUTHWOOD THIRD ADD DIV # 3 |
| Legal Lot Number | 48 |
| Legal Unit | 3 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | TACOMA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 71414 |
21813 48th Ave Ct E is owned and occupied by an individual who acquired it in August 2009.
Source: Pierce County records, as of July 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21813 48TH AVENUE CT E, SPANAWAY, WA 98387-6019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VERITAS FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 13, 2009 |
| Transfer Doc | 0000000318 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 21813 48TH AVENUE CT E, SPANAWAY, WA 98387-6019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 21813 48TH AVENUE CT E, SPANAWAY, WA 98387-6019 |
| Document Number | 0010080427 |
|---|---|
| Date | Oct 8, 2025 |
| Instrument | 202510080427 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 21813 48TH AVENUE CT E, SPANAWAY, WA 98387-6019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0008110482 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 202108110482 |
| Name | VERITAS FUNDING LLC |
|---|---|
| Type | Lending Institution |
| Address | MIDVALE, UT 84047 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
The 2025 property tax bill for 21813 48th Ave Ct E was $4,409, up 4% from the year before.
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $375,600 Land $165,100 Building $210,500 | $375,600 Land $165,100 Building $210,500 | |
| 2025 | $4,409.00 (+4.01%) | ||
| 2024 | $4,239.00 (-2.15%) | $361,800 (-3.93%) Land $167,600 Building $194,200 | $361,800 (-3.93%) Land $167,600 Building $194,200 |
| 2023 | $4,332.00 | $376,600 Land $167,600 Building $209,000 | $376,600 Land $167,600 Building $209,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21813 48th Ave Ct E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21813 48th Ave Ct E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2021 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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