2181 W Junction Rd, Chillicothe, OH 45601 Property Records

Ross County property record for 2181 W Junction Rd, Chillicothe, OH 45601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,400 sqft
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on File
Tax Bill	$366 (2025)
Deeds & Mortgages	Jun 2018 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-05-01-115.000`

Property Details

APN / Parcel Number

Primary APN	`18-05-01-115.000`
Alternative APN	`050111`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	1,400 sqft Living Area
Basement Area	1,400 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	48,787 sqft (1.12 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	050111
Street Address	2181 W JUNCTION RD
City	CHILLICOTHE
State	OH
Zip	45601-8302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2181 W JUNCTION ROAD RES 1.12 AC 5-1-115
Jurisdiction	ROSS OH
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3012
Census Tract	956700

Owner

2181 W Junction Rd is owned and occupied by two individuals who acquired it in October 2015.

Source: Ross County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2181 W JUNCTION RD, CHILLICOTHE, OH 45601-8302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2018	Deed of Trust, Mortgage · ARM THE VINTON COUNTY NATIONAL BANK
May 23, 2018	Deed of Trust, Mortgage · ARM THE VINTON COUNTY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 27, 2015
Transfer Doc	0004811237
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	2181 W JUNCTION RD, CHILLICOTHE, OH 45601-8302
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	NORTHWEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005232585
Date	Jun 19, 2018
Book Page	0523/2585
Instrument	201800004360

Lender

Name	THE VINTON COUNTY NATIONAL BANK
Type	Bank
Address	MC ARTHUR, OH 45651

Agreement

Type	ARM
Amount	Amount on Record
Term	366 Months
Due	Dec 6, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 1, 2023
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	5-Year CMT
Max Rate	11.8%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	2181 W JUNCTION RD, CHILLICOTHE, OH 45601-8302
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	NORTHWEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005221621
Date	May 23, 2018
Book Page	0522/1621
Instrument	201800003610

Lender

Name	THE VINTON COUNTY NATIONAL BANK
Type	Bank
Address	MC ARTHUR, OH 45651

Agreement

Type	ARM
Amount	Amount on Record
Term	367 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 1, 2023
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	5-Year CMT
Max Rate	11.8%

Tax Assessment & Valuation

The 2025 property tax bill for 2181 W Junction Rd was $366, up 3.7% from the year before.

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Jefferson Township
Unified School District	Southeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$366.00 (+3.68%)	$11,590 (+16.25%) Land $5,850 Building $5,740	$33,110 (+16.22%) Land $16,720 Building $16,390
2024	$353.00 (-1.94%)	$9,970 (-) Land $4,900 Building $5,070	$28,490 Land $14,010 Building $14,480
2023	$360.00 (-0.28%)	$9,970 (-) Land $4,900 Building $5,070
2022	$361.00	$9,970 Land $4,900 Building $5,070	$28,490 Land $14,010 Building $14,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2181 W Junction Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–1997)
Most Recent Claim	Mar 1997 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2181 W Junction Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSS COUNTY WATER CO INC private · serves 35,345 people · EPA ID OH7101412
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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